95 Fullerton Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 95 Fullerton Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,637 sqft · built 1948
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (May 2007)
Tax Bill	$7,420 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.8-1-7`

Property Details

APN / Parcel Number

Primary APN	`012689 16.8-1-7`
Alternative APNs	`268901600800010070000000` `01600800010070000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,637 sqft Living Area
1st Floor Area	1,325 sqft
2nd Floor Area	2,312 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	760 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600800010070000000
Street Address	95 FULLERTON AVE
City	SCHENECTADY
State	NY
Zip	12304-4368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LTS 34 & 35 N-T/NISK E-97 S-128-76
Legal Subdivision	FAIRVIEW PARK
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3000
Census Tract	13803

Owner

Source: Albany County and Colonie Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 FULLERTON AVE, SCHENECTADY, NY 12304-4368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2007 · Amount on Record
Deed Sale	May 17, 2007 · Amount on Record
Deed Document Number	20079958954
Deed Book / Page	2884 / 522
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	95 FULLERTON AVE, SCHENECTADY, NY 12304-4368
Document Number	0000007755
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 FULLERTON AVE SCHENECTADY NY 123044368, SCHENECTADY, NY 12304-4368

Mortgage

Document Number	0000007755
Date	Apr 22, 2019
Instrument	7755

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2039

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,420.00 (+7.33%) Homeowner's exemption	$167,000 (-) Land $41,800 Building $125,200	$382,200 (+16.7%) Land $95,664 Building $286,536
2023		$167,000 (-) Land $41,800 Building $125,200	$327,500 (+9.33%) Land $81,973 Building $245,527
2022		$167,000 Land $41,800 Building $125,200	$299,552 Land $74,978 Building $224,574
2021	$6,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20