89 Fullerton Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 89 Fullerton Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,331 sqft · built 1949
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Oct 2013)
Tax Bill	$4,833 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.8-1-6`

Property Details

APN / Parcel Number

Primary APN	`012689 16.8-1-6`
Alternative APNs	`268901600800010060000000` `01600800010060000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,331 sqft Living Area
1st Floor Area	783 sqft
Upper Floors Area	548 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	470 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600800010060000000
Street Address	89 FULLERTON AVE
City	SCHENECTADY
State	NY
Zip	12304-4368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 31-2-3 N-2233 E-93 S-2-69
Legal Subdivision	FAIRVIEW PARK
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3000
Census Tract	13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 FULLERTON AVE, SCHENECTADY, NY 12304-4368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2013 · Amount on Record
Deed Sale	Oct 11, 2013 · Amount on Record
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Document Number	201311491766
Deed Book / Page	3080 / 584
Last Transfer Date	Mar 25, 2015
Transfer Doc	0031320181
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	89 FULLERTON AVE, SCHENECTADY, NY 12304-4368
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007147
Date	Apr 7, 2020
Instrument	R2020-07147

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,833.00 (-12.19%)
2025	$5,504.00 (+14.38%)	$104,100 (-) Land $26,000 Building $78,100	$238,200 (+16.71%) Land $59,493 Building $178,707
2023		$104,100 (-) Land $26,000 Building $78,100	$204,100 (+9.3%) Land $50,976 Building $153,124
2022		$104,100 Land $26,000 Building $78,100	$186,726 Land $46,637 Building $140,089
2021	$4,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20