95 Front St, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 95 Front St, Shirley, MA 01464

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 2,587 sqft · built 2004
Lot Size	0.481 acres (20,935 sqft)
Owner	Company Name on File
Last Sale	$695,000 (Jun 2022)
Tax Bill	$8,026 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0023 B:000C L:00012`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0023 B:000C L:00012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,587 sqft Total Area
Gross Area	3,231 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,935 sqft (0.481 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	95 FRONT ST
City	SHIRLEY
State	MA
Zip	01464-2544
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	SV
Legal Block	C
Legal Lot Number	12
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	2
Census Block	2004
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town assessment roll, APN SHIR M:0023 B:000C L:00012, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	95 FRONT ST, SHIRLEY, MA 01464-2544
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2022 · Amount on Record
Deed Sale	Jun 03, 2022 · Amount on Record
Prior Sale	Dec 30, 2002 · Amount on Record
Deed Document Number	202283578
Deed Book / Page	80223 / 354
Record Updated	Jun 08, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jun 03, 2022
Property Address	95 FRONT ST, SHIRLEY, MA 01464-2544
Document Number	080223-354
Book / Page	80223 / 354
Instrument Date	Jun 02, 2022
Instrument	83578
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 KESTREL LN, WESTFORD, MA 01886-6324

Mortgage

Document Number	0000083579
Date	Jun 03, 2022
Instrument	83579

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025		$556,300 (+2.15%) Land $164,700 Building $391,600
2024		$544,600 (-3.78%) Land $156,600 Building $388,000
2023	$8,026.00	$566,000 Land $148,600 Building $417,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173882002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2010)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 49 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2270000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.