69 Front St, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 69 Front St, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,485 sqft · built 1945
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jul 2025)
Tax Bill	$4,463 (2025)
Deeds & Mortgages	Jul 2025 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0023 B:000C L:005-1`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0023 B:000C L:005-1`
Alternative APN	`M:0023 B:000C L:005=1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	2,580 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	69 FRONT ST
City	SHIRLEY
State	MA
Zip	01464-2677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	C
Legal Lot Number	5-1
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	2
Census Block	2013
Census Tract	388200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Shirley Village Historic District listed 1992 · 310 contributing resources · NRIS 91001958

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

69 Front St is owned and occupied by two individuals who bought it in July 2025.

Source: Middlesex County and Shirley Town records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69 FRONT ST, SHIRLEY, MA 01464-2677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Jan 19, 2012 · Amount on File
Deed Document Number	202587471
Deed Book / Page	84406 / 217
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jul 25, 2025
Property Address	69 FRONT ST, SHIRLEY, MA 01464-2677
Document Number	084406-217
Book / Page	84406 / 217
Instrument Date	Jul 25, 2025
Instrument	87471
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	69 FRONT ST, SHIRLEY, MA 01464-2677

Mortgage

Document Number	0000087472
Date	Jul 25, 2025
Instrument	87472

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 69 Front St was $4,463, up 3.4% from the year before.

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,463.00 (+3.36%)	$344,100 (+8.14%) Land $130,100 Building $214,000	$338,010
2024	$4,318.00 (+3.57%)	$318,200 (+8.23%) Land $111,000 Building $207,200
2023	$4,169.00	$294,000 Land $111,000 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Front St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2010)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250