95 Front St, Garrett, KY 41630 Property Records

Floyd County property record for 95 Front St, Garrett, KY 41630

Property Summary

Property TypeSingle Family Home
Details816 sqft
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on Record
Last Sale$121,000 (Nov 2024)
Tax Bill$1,063 (2023)
Flood ZoneZone AE (high risk)
APN028-30-07-007.00

Property Details

APN / Parcel Number

Primary APN028-30-07-007.00
Alternative APN
  • 17709

Interior

Stories1 Story
Building Area816 sqft Living Area
Basement Area924 sqft

Exterior

Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
PorchPorch
Porch Area192 sqft
Patio Area192 sqft

Location & Zoning

Account Number17709
Street Address95 FRONT ST
CityGARRETT
StateKY
Zip41630-6914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionFLOYD KY
Township / Civil DivisionWAYLAND
Census Block Group3
Census Block3037
Census Tract920700

Owner

Source: Floyd County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address95 FRONT ST, GARRETT, KY 41630-6914
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2024 · Amount on Record
Deed SaleNov 18, 2024 · Amount on Record
Prior SaleApr 29, 2008
Deed Document Number1192684
Deed Book / Page696 / 380
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,000 (-54.55%) Land $40,000$40,000 (-54.55%) Land $40,000
2023$1,063.00$88,000$88,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims58 (1981–2026)
Claims Outside the SFHA1 of 58
Most Recent ClaimAug 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 18 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 12 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 88% of Kentucky
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANCIS WATER COMPANY
private · serves 459 people · EPA ID KY0360152
Water SourceGroundwater
Last State InspectionSep 2023
Also Mapped HereSOUTHERN WATER & SEWER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable
1,000 / 40
Starlink
Satellite
280 / 30

Nearby Properties on Front St

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