Essex County and Lynn City property record for 95 Emerald Dr, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,025 sqft · built 2001 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $449,900 (Jun 2015) |
| Tax Bill | $9,007 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:047 L:801 S:005 |
| Primary APN | B:047 L:801 S:005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,025 sqft Living Area |
| Gross Area | 4,976 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 95 EMERALD DR |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | EMERALD PARK LYNN |
| Legal Block | 801 |
| Legal Lot Number | 5 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 205400 |
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 95 EMERALD DR, LYNN, MA 01904-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Apr 20, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU |
| Mar 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on Record |
| Deed Sale | Jun 19, 2015 · Amount on Record |
| Prior Sale | Jun 27, 2007 · Amount on Record |
| Deed Book / Page | 34147 / 286 |
| Last Transfer Date | Dec 20, 2024 |
| Transfer Doc | 042662-535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 95 EMERALD DR, LYNN, MA 01904-1254 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039624-363 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 39624/363 |
| Instrument | 20210309000440 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 95 EMERALD DR, LYNN, MA 01904-1254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36660-168 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 36660/168 |
| Instrument | 180420002420 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 95 EMERALD DR, LYNN, MA 01904-1254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38375-460 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 38375/460 |
| Instrument | 20200330002830 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,007.00 (+2.29%) | $869,400 (+3.97%) Land $229,500 Building $639,900 | $763,990 |
| 2024 | $8,805.00 (+0.58%) | $836,200 (+6.51%) Land $220,000 Building $616,200 | |
| 2023 | $8,754.00 | $785,100 Land $245,000 Building $540,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1987–2014) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Dec 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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