Essex County and Lynn City property record for 79 Emerald Dr, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2001 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $719,900 (Dec 2023) |
| Tax Bill | $8,027 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage May 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:047 L:801 S:004 |
| Primary APN | B:047 L:801 S:004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 5,300 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 79 EMERALD DR |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 801 |
| Legal Lot Number | 4 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 205400 |
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79 EMERALD DR, LYNN, MA 01904-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2023 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Sep 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Apr 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| May 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on Record |
| Deed Sale | Dec 8, 2023 · Amount on Record |
| Prior Sale | Aug 23, 2001 · Amount on Record |
| Deed Document Number | 20231320 |
| Deed Book / Page | 41898 / 154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Dec 8, 2023 |
| Property Address | 79 EMERALD DR, LYNN, MA 01904-1254 |
| Document Number | 041898-154 |
| Book / Page | 41898 / 154 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 20231208001320 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 79 EMERALD DR, LYNN, MA 01904-1254 |
| Document Number | 231208001330 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 231208001330 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 79 EMERALD DR, LYNN, MA 01904-1254 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040912-432 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 40912/432 |
| Instrument | 20220504003160 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 79 EMERALD DR, LYNN, MA 01904-1254 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40335-243 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 40335/243 |
| Instrument | 20210930006900 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 79 EMERALD DR, LYNN, MA 01904-1254 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39723-1 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 39723/1 |
| Instrument | 20210402000860 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 79 EMERALD DR, LYNN, MA 01904-1254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38392-271 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 38392/271 |
| Instrument | 20200403001170 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 79 EMERALD DR, LYNN, MA 01904-1254 |
| Document Number | 37515-338 |
| Instrument Date | May 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 79 EMERALD DR LYNN MA 019041254, LYNN, MA 01904-1254 |
| Document Number | 37515-338 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 037515/000338 |
| Instrument | 190517400 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,027.00 (+1.61%) | $774,800 (+3.28%) Land $229,500 Building $545,300 | $734,445 |
| 2024 | $7,900.00 (-0.25%) | $750,200 (+5.62%) Land $220,000 Building $530,200 | |
| 2023 | $7,920.00 | $710,300 Land $245,000 Building $465,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1987–2014) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Dec 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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