95 Eel River Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 95 Eel River Rd, Osterville, MA 02655 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2.5 Baths
Architecture Style	Conventional
Year Built	Built 1988
Square Footage	3,547 sqft Living Area
Lot Size	77,537 sqft (1.78 acres)
Last Sale	$3,400,000 (2021)
Tax Bill	$29,906.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`OSTE M:116 L:121`
Alternative APN	`56986`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	3,547 sqft Living Area
Gross Area	7,922 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	77,537 sqft (1.78 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	56986
Street Address	95 EEL RIVER RD
City	OSTERVILLE
State	MA
Zip	02655-2436
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	DOROTHY B & JOHN W ROWLAND
Legal Lot Number	121
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	1
Census Block	1025
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records · APN OSTE M:116 L:121

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	25 CLIFF RD, WESTON, MA 02493-1414
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2021 · Amount on Record
Deed Sale	Aug 03, 2021 · Amount on Record
Prior Sale	Jun 15, 1986 · Amount on Record
Deed Doc Number	202151431
Deed Book / Page	34352 / 157
Record Refreshed	Sep 20, 2026

August 2021: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	BARNSTABLE MA
Recording Date	Aug 03, 2021
Property Address	95 EEL RIVER RD, OSTERVILLE, MA 02655-2436
Document Number	34352-157
Book / Page	34352 / 157
Instrument Date	Aug 03, 2021
Instrument	51431
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	25 CLIFF RD, WESTON, MA 02493-1414

Mortgage

Document Number	51432
Date	Aug 03, 2021
Instrument	51432

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 01, 2028
Max Rate At Change	2.25%
Index	LIBOR

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,906.00 (+5.08%)	$3,696,700 (+1.44%) Land $2,249,500 Building $1,447,200	$4,601,040
2024	$28,460.00 (+4.01%)	$3,644,100 (+11.07%) Land $2,249,500 Building $1,394,600
2023	$27,363.00	$3,280,900 Land $2,057,200 Building $1,223,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	14.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.