109 Eel River Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 109 Eel River Rd, Osterville, MA 02655 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,300 sqft Garage
Lot Size	45,302 sqft (1.04 acres)
Occupancy	Owner Occupied
Last Sale	$3,700,000 (2006)
Tax Bill	$55,577.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`OSTE M:115 L:009`
Alternative APN	`55460`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,300 sqft Garage
Stories	2 Stories

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1997
Architectural Style	Cape Cod Style
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	45,302 sqft (1.04 acres)
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Account Number	55460
Street Address	109 EEL RIVER RD
City	OSTERVILLE
State	MA
Zip	02655-2436
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	9
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	1
Census Block	1025
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records · APN OSTE M:115 L:009

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	109 EEL RIVER RD, OSTERVILLE, MA 02655-2436
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2006 · Amount on Record
Deed Sale	Jun 05, 2006 · Amount on Record
Deed Doc Number	2006166755
Record Refreshed	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	109 EEL RIVER RD, OSTERVILLE, MA 02655-2436
Document Number	0001394885
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 EEL RIVER RD OSTERVILLE MA 026552436, OSTERVILLE, MA 02655-2436

Mortgage

Document Number	0001394885
Date	Apr 27, 2020
Instrument	1394885

Lender

Name	CITY NAT'L BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$55,577.00 (+6.58%)	$6,869,900 (+2.89%) Land $4,585,500 Building $2,284,400	$5,882,115
2024	$52,145.00 (+3.13%)	$6,676,700 (+10.13%) Land $4,585,500 Building $2,091,200
2023	$50,563.00	$6,062,700 Land $4,168,700 Building $1,894,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.