95 Edwards Rd, Lacona, NY 13083 Property Records

Oswego County and Sandy Creek Town property record for 95 Edwards Rd, Lacona, NY 13083

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 962 sqft · built 1950
Lot Size1.41 acres (61,420 sqft)
Owner2 Company Names on Record
Tax Bill$3,017 (2026)
Deeds & MortgagesAug 2017 Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN355289 040.00-01-04

Property Details

APN / Parcel Number

Primary APN355289 040.00-01-04
Alternative APN
  • 528904000000010040000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area962 sqft Living Area
1st Floor Area962 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area61,420 sqft (1.41 acres)
Garage TypeAttached
Garage Area805 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address95 EDWARDS RD
CityLACONA
StateNY
Zip13083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNOT-WF
Legal SubdivisionTENTH TOWNSHIP OF CONSTABLES PURCHASE
Legal Block1
Legal Lot Number4.000
JurisdictionOSWEGO NY
Township / Civil DivisionSANDY CREEK
Census Block Group1
Census Block1106
Census Tract20201

Owner

Source: Oswego County and Sandy Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 56, LACONA, NY 13083-0056
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK NA
Jun 29, 2017Warranty Deed, Transfer
VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address95 EDWARDS RD, LACONA, NY 13083
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007982
DateAug 21, 2017
InstrumentR-2017-007982
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJun 29, 2017
Property Address95 EDWARDS RD, LACONA, NY 13083
Document Number0000006022
Instrument DateJun 21, 2017
Instrument6022
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11885 COUNTY ROUTE 75 ADAMS NY 136052555, ADAMS, NY 13605-2555

Tax Assessment & Valuation

Source: Oswego County and Sandy Creek Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSandy Creek Town
Unified School DistrictSandy Creek Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,017.00 (+28.33%)
2025$2,351.00$91,700 (+32.32%) Land $14,300 Building $77,400$145,556 (+36.52%) Land $22,698 Building $122,858
2023$69,300 Land $11,800 Building $57,500$106,615 Land $18,154 Building $88,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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