39 Edwards Rd, Lacona, NY 13083 Property Records

Oswego County and Sandy Creek Town property record for 39 Edwards Rd, Lacona, NY 13083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 2006
Lot Size	4.21 acres (183,388 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,528 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355289 040.00-01-07.03`

Property Details

APN / Parcel Number

Primary APN	`355289 040.00-01-07.03`
Alternative APN	`528904000000010070300000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	183,388 sqft (4.21 acres)
Garage Type	Detached
Garage Area	1,128 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	196 sqft

Location & Zoning

Street Address	39 EDWARDS RD
City	LACONA
State	NY
Zip	13083-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT-WF
Legal Subdivision	CONSTABLES PURCHASE
Legal Block	1
Legal Lot Number	7.030
Jurisdiction	OSWEGO NY
Township / Civil Division	SANDY CREEK
Census Block Group	1
Census Block	1106
Census Tract	20201

Owner

Source: Oswego County and Sandy Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 EDWARDS RD, LACONA, NY 13083-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	39 EDWARDS RD, LACONA, NY 13083-3108
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 EDWARDS RD, LACONA, NY 13083-3108

Mortgage

Document Number	0000008993
Date	Oct 10, 2025
Instrument	R-2025-008993

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	39 EDWARDS RD, LACONA, NY 13083-3108
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	JEFFERSON ABSTRACT COMPANY, JEFFERSON ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 EDWARDS RD, LACONA, NY 13083-3108

Mortgage

Document Number	0000007409
Date	Jun 30, 2021
Instrument	R-2021-007409

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Oswego County and Sandy Creek Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Sandy Creek Town
Unified School District	Sandy Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,528.00 (-13.06%) Homeowner's exemption
2025	$7,509.00	$198,400 (+32.27%) Land $17,500 Building $180,900	$314,921 (+36.47%) Land $27,778 Building $287,143
2023		$150,000 Land $14,500 Building $135,500	$230,769 Land $22,308 Building $208,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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