95 E Main St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 95 E Main St, Johnstown, NY 12095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,748 sqft · built 1925
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$2,946 (2025)
Deeds & Mortgages	Nov 2023 Sale
APN	`170800 174.8-3-22`

Property Details

APN / Parcel Number

Primary APN	`170800 174.8-3-22`
Alternative APN	`080017400800030220000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,748 sqft Living Area
1st Floor Area	1,028 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	95 E MAIN ST
City	JOHNSTOWN
State	NY
Zip	12095-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	22.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	4
Census Block	4000
Census Tract	971200

Owner

Source: Fulton County and Johnstown City records · APN 170800 174.8-3-22

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 E MAIN ST, JOHNSTOWN, NY 12095-2628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 22, 2023
Transfer Doc	0202383936
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Nov 27, 2023
Property Address	95 E MAIN ST, JOHNSTOWN, NY 12095-2628
Document Number	0202383936
Instrument Date	Nov 22, 2023
Instrument	2023-83936
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 E MAIN ST, JOHNSTOWN, NY 12095-2628

Tax Assessment & Valuation

Source: Fulton County and Johnstown City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,946.00	$64,000 (-) Land $18,800 Building $45,200	$103,226 (+20.97%) Land $30,323 Building $72,903
2023		$64,000 (-) Land $18,800 Building $45,200	$85,333 (+12%) Land $25,067 Building $60,266
2022	Homeowner's exemption	$64,000 Land $18,800 Building $45,200	$76,190 Land $22,381 Building $53,809

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360359712004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	3 (2011–2022)
Most Recent Claim	Apr 2022, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.