102 E Main St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 102 E Main St, Johnstown, NY 12095

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4,076 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on File
Last Sale$145,000 (Aug 2020)
Tax Bill$6,444 (2025)
Deeds & MortgagesJul 2021 Refinance
Jul 2021 Refinance
+ 1 more
APN170800 174.8-9-2

Property Details

APN / Parcel Number

Primary APN170800 174.8-9-2
Alternative APN
  • 080017400800090020000000

Interior

Units9 Units
Stories2 Stories
Building Area4,076 sqft Gross Area
Basement Area2,206 sqft
Unfinished Basement2,206 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions52 ft deep x 80 ft wide
PorchSlab
Porch Area132 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address102 E MAIN ST
CityJOHNSTOWN
StateNY
Zip12095-2654
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeRB
Legal Block9
Legal Lot Number2.000
JurisdictionFULTON NY
Township / Civil DivisionJOHNSTOWN
Census Block Group4
Census Block4007
Census Tract971200

Owner

Source: Fulton County and Johnstown City assessment roll, APN 170800 174.8-9-2, as of April 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 367, BRONXVILLE, NY 10708-0367
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SUNMARK FCU
Jul 20, 2021Warranty Deed, Transfer · Stand-Alone Refinance
SUNMARK FCU
Aug 31, 2020Warranty Deed, Transfer
MISC COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleOct 18, 1994 · Amount on Record
Deed Document Number202062659
Last Transfer DateJul 12, 2021
Transfer Doc0202168635
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON NY
Property Address102 E MAIN ST, JOHNSTOWN, NY 12095-2654
Transaction TypeMortgage
Record UpdatedMar 25, 2024
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202168636
DateJul 20, 2021
Instrument2021-68636
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueAug 01, 2031

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON NY
Recording DateJul 20, 2021
Property Address102 E MAIN ST, JOHNSTOWN, NY 12095-2654
Document Number202168635
Instrument DateJul 12, 2021
Instrument2021-68635
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 WILLIAM ST APT 2F, 2F, MOUNT VERNON, NY 10552-2829

Mortgage

Document Number202168636
DateJul 20, 2021
Instrument2021-68636
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueAug 01, 2031

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFULTON NY
Recording DateAug 31, 2020
Property Address102 E MAIN ST, JOHNSTOWN, NY 12095-2654
Document Number202062659
Instrument DateJul 07, 2020
Instrument2020-62659
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 WILLIAM ST APT 2F, 2F, MOUNT VERNON, NY 10552-2829

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll as of April 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyFulton County
MunicipalityJohnstown City
Unified School DistrictJohnstown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,444.00$140,000 (-) Land $20,000 Building $120,000$225,806 (+20.97%) Land $32,258 Building $193,548
2023$140,000 Land $20,000 Building $120,000$186,667 Land $26,667 Building $160,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360359712004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2011–2022)
Most Recent ClaimApr 2022 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 521 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY1700019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJOHNSTOWN (C) WATER WORKS
serves 8,154 people
Water SourceSurface water
Last State InspectionNov 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Main St

Nearby Streets

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