95 E Lumber Ct, Clayton, NC 27520 Property Records

Johnston County property record for 95 E Lumber Ct, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,200 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,635 (2026)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05G02209U`

Property Details

APN / Parcel Number

Primary APN	`05G02209U`
Alternative APN	`2000222349`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000222349
Street Address	95 E LUMBER CT
City	CLAYTON
State	NC
Zip	27520-9686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 2020 LIONSGATE PH 2A-2D 86/456-460
Legal Subdivision	LIONSGATE VILLAGE
Legal Phase	2A
Legal Lot Number	2020
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1001
Census Tract	41003

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 E LUMBER CT, CLAYTON, NC 27520-9686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 24, 2019	Quit Claim Deed, Transfer · VA Mortgage INTERCONTINENTAL CAP
Dec 21, 2018	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019
Deed Sale	Sep 24, 2019
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	2019628974
Deed Book / Page	5432 / 529
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	0000628974
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	95 E LUMBER CT, CLAYTON, NC 27520-9686
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000747921
Date	May 6, 2021
Book Page	5924/22
Instrument	2021747921

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 24, 2019
Property Address	95 E LUMBER CT, CLAYTON, NC 27520-9686
Document Number	0000628974
Book / Page	005432 / 000529
Instrument Date	Sep 19, 2019
Instrument	628974
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	95 E LUMBER CT CLAYTON NC 275209686, CLAYTON, NC 27520-9686

Mortgage

Document Number	628975
Date	Sep 24, 2019
Book Page	005432/000531
Instrument	628975

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 21, 2018
Property Address	95 E LUMBER CT, CLAYTON, NC 27520-9686
Document Number	0000595928
Book / Page	5269 / 0719
Map Reference	MB 86 PG 456-460
Instrument Date	Dec 21, 2018
Instrument	2018595928
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5734 TRINITY RD STE 200, 5734, RALEIGH, NC 27607-4163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 E LUMBER COURT, CLAYTON, NC 27520-9686

Mortgage

Document Number	0000595929
Date	Dec 21, 2018
Instrument	2018595929

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,635.00 (+16.92%)	$363,550 (+50.83%) Land $80,000 Building $283,550	$363,550 (+50.83%) Land $80,000 Building $283,550
2023	$3,109.00	$241,030 Land $50,000 Building $191,030	$241,030 Land $50,000 Building $191,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLAYTON serves 30,876 people · EPA ID NC0351020
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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