109 E Lumber Ct, Clayton, NC 27520 Property Records

Johnston County property record for 109 E Lumber Ct, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,200 sqft · built 2018
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$230,500 (Nov 2018)
Tax Bill	$3,624 (2026)
Deeds & Mortgages	Dec 2025 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05G02209V`

Property Details

APN / Parcel Number

Primary APN	`05G02209V`
Alternative APNs	`2000214180` `2000286665`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000286665
Street Address	109 E LUMBER CT
City	CLAYTON
State	NC
Zip	27520-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 2021 LIONSGATE PH 2A-2D 86/456-460
Legal Subdivision	LIONSGATE VILLAGE SUBDIVISION
Legal Phase	2A
Legal Lot Number	2021
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1001
Census Tract	41003

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E LUMBER CT, CLAYTON, NC 27520-9689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer UNKNOWN, MULTIPLE
May 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Nov 19, 2018	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	2018592254
Deed Book / Page	5251 / 496
Last Transfer Date	Dec 10, 2025
Transfer Doc	0000040256
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Dec 18, 2025
Property Address	109 E LUMBER CT, CLAYTON, NC 27520-9689
Document Number	0000040256
Book / Page	DEED7021 / 381
Map Reference	MB 86 PG 456-460
Instrument Date	Dec 18, 2025
Instrument	2025040256
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, MULTIPLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 E LUMBER CT, CLAYTON, NC 27520-9689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E LUMBER CT, CLAYTON, NC 27520-9689

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	109 E LUMBER CT, CLAYTON, NC 27520-9689
Document Number	0000660202
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E LUMBER CT CLAYTON NC 275209689, CLAYTON, NC 27520-9689

Mortgage

Document Number	0000660202
Date	May 22, 2020
Book Page	005597/000468
Instrument	660202

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 19, 2018
Property Address	109 E LUMBER CT, CLAYTON, NC 27520-9689
Document Number	0000592254
Book / Page	5251 / 0496
Map Reference	MB 86 PG 456-460
Instrument Date	Nov 16, 2018
Instrument	2018592254
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$461.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5734 TRINITY RD STE 200, 5734, RALEIGH, NC 27607-4163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E LUMBER CT, CLAYTON, NC 27520-9689

Mortgage

Document Number	0000592255
Date	Nov 19, 2018
Instrument	2018592255

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,624.00 (-0.98%)	$362,440 (-) Land $80,000 Building $282,440	$362,440 (-) Land $80,000 Building $282,440
2025	$3,660.00 (+19.84%)	$362,440 (+53.06%) Land $80,000 Building $282,440	$362,440 (+53.06%) Land $80,000 Building $282,440
2023	$3,054.00	$236,800 Land $50,000 Building $186,800	$236,800 Land $50,000 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLAYTON serves 30,876 people · EPA ID NC0351020
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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