95 Cupsaw Dr, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 95 Cupsaw Dr, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	3,406 sqft · built 1948
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$197,925 (Nov 2017)
Tax Bill	$14,996 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00932-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`11-00932-0000-00026`
Alternative APN	`110093200026`

Interior

Stories	1 Story
Building Area	3,406 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	155 ft deep x 48 ft wide

Location & Zoning

Street Address	95 CUPSAW DR
City	RINGWOOD
State	NJ
Zip	07456-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	932
Legal Lot Number	26
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	2
Census Block	2035
Census Tract	216701

Owner

95 Cupsaw Dr is owned by two individuals who bought it in November 2017.

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 CUPSAW DR, RINGWOOD, NJ 07456-2303
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 24, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Nov 29, 2017	Grant Deed, Transfer FORTUNE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2017 · Amount on File
Deed Sale	Nov 29, 2017 · Amount on File
Prior Sale	Jul 24, 2017
Deed Document Number	201757663
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	95 CUPSAW DR, RINGWOOD, NJ 07456-2301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028290
Date	Jun 26, 2018
Book Page	M15074/0276
Instrument	2018028290

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASSAIC NJ
Property Address	95 CUPSAW DR, RINGWOOD, NJ 07456-2301
Document Number	0000013559
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	95 CUPSAW DR RINGWOOD NJ 074562301, RINGWOOD, NJ 07456-2301

Mortgage

Document Number	0000013559
Date	Mar 13, 2020
Book Page	000761/000228
Instrument	13559

Lender

Name	WELLS FARGO BK
Type	Bank
Address	PHOENIX, AZ 85029

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 29, 2017
Property Address	95 CUPSAW DR, RINGWOOD, NJ 07456-2301
Document Number	0000057663
Book / Page	003194 / 000265
Instrument Date	Oct 30, 2017
Instrument	57663
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FORTUNE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$197.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CUPSAW DR RINGWOOD NJ 074562303, RINGWOOD, NJ 07456-2303

Tax Assessment & Valuation

The 2025 property tax bill for 95 Cupsaw Dr was $14,996, up 2.3% from the year before.

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,100 (-) Land $218,700 Building $133,400	$352,100 (-) Land $218,700 Building $133,400
2025	$14,996.00 (+2.31%)	$352,100 Land $218,700 Building $133,400	$352,100 Land $218,700 Building $133,400
2024	$14,658.00
2023		$352,100 (-) Land $218,700 Building $133,400	$352,100 (-) Land $218,700 Building $133,400
2022	$13,960.00 (+1.35%)	$352,100 Land $218,700 Building $133,400	$352,100 Land $218,700 Building $133,400
2021	$13,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Cupsaw Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (1998–2021)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Cupsaw Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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