95 Cranberry Ln, #A, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 95 Cranberry Ln, #A, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 896 sqft · built 1974
Lot Size	0.252 acres (10,989 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`CHAT M:07C B:0013 L:G31A`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:07C B:0013 L:G31A`
Alternative APN	`6228`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	1,266 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,989 sqft (0.252 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6228
Street Address	95 CRANBERRY LN, A
City	CHATHAM
State	MA
Zip	02633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	13
Legal Lot Number	G31A
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3007
Census Tract	10700

Owner

95 Cranberry Ln, #A is held in a trust since September 2022.

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	34 MYRTLE ST, MILFORD, NH 03055-3925
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 16, 2018	Deed of Trust, Mortgage COMMONWEALTH MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2012
Deed Sale	Dec 7, 2012
Prior Sale	May 4, 2007 · Amount on File
Deed Document Number	2012120
Last Transfer Date	Sep 20, 2022
Transfer Doc	035396-344
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Sep 29, 2022
Property Address	95A CRANBERRY LN, CHATHAM, MA 02633-2073
Document Number	035396-344
Book / Page	35396 / 344
Instrument Date	Sep 20, 2022
Instrument	48587
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MYRTLE ST, MILFORD, NH 03055-3925

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	95A CRANBERRY LN, CHATHAM, MA 02633-2073
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	031026-230
Date	Jan 16, 2018
Book Page	31026/230
Instrument	2458

Lender

Name	COMMONWEALTH MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 95 Cranberry Ln, #A was $2,427, up 3% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,427.00 (+3.01%)	$699,300 (+5.95%) Land $463,300 Building $236,000	$842,175
2024	$2,356.00 (+6.61%)	$660,000 (+15.85%) Land $437,100 Building $222,900
2023	$2,210.00	$569,700 Land $364,200 Building $205,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Cranberry Ln, #A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 84 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	86 units insured incl. 2 condo units
Nearby Flood Claims	6 (1987–2013)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Cranberry Ln, #A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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