North Kingstown Town property record for 95 Cottrell Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,647 sqft · built 2007 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $949,900 (Jan 2016) |
| Tax Bill | $16,284 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jun 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:019 B:106 |
| Primary APN | NKIN M:019 B:106 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,647 sqft Living Area |
| Gross Area | 8,051 sqft |
| 1st Floor Area | 1,274 sqft |
| Attic | Attic |
| Attic Area | 822 sqft |
| Basement Area | 1,784 sqft |
| Unfinished Basement | 1,274 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 61018 |
|---|---|
| Street Address | 95 COTTRELL RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Block | 106 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 50402 |
Source: North Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2022 | Warranty Deed, Transfer · ARM US BANK NA |
| Jun 29, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 29, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2016 · Amount on Record |
| Deed Sale | Jan 14, 2016 · Amount on Record |
| Prior Sale | Mar 6, 2006 · Amount on Record |
| Deed Document Number | 2016158 |
| Deed Book / Page | 2942 / 61 |
| Last Transfer Date | Oct 28, 2022 |
| Transfer Doc | 003542-216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Nov 7, 2022 |
| Property Address | 95 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 003542-216 |
| Book / Page | 3542 / 216 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 5071 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 003542-220 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 3542/220 |
| Instrument | 5072 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Jun 29, 2021 |
| Property Address | 95 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 0003423-48 |
| Book / Page | 3423 / 48 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 4288 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 95 COTTRELL RD, N KINGSTOWN, RI 02852 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Jun 29, 2021 |
| Property Address | 95 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 0003423-46 |
| Book / Page | 3423 / 46 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 4287 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 95 COTTRELL RD, N KINGSTOWN, RI 02852 |
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,284.00 (+11.31%) | $1,475,000 (+44.58%) Land $647,600 Building $827,400 | $2,076,483 |
| 2023 | $14,630.00 | $1,020,200 Land $370,200 Building $650,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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