North Kingstown Town property record for 25 Cottrell Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,148 sqft · built 1958 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Jul 2023) |
| Tax Bill | $11,680 (2025) |
| Deeds & Mortgages | Feb 2025 Refinance Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:019 B:022 |
| Primary APN | NKIN M:019 B:022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,148 sqft Living Area |
| Gross Area | 4,037 sqft |
| 1st Floor Area | 1,673 sqft |
| Attic | Attic |
| Attic Area | 705 sqft |
| Basement Area | 144 sqft |
| Unfinished Basement | 144 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 81068 |
|---|---|
| Street Address | 25 COTTRELL RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Block | 22 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 50402 |
25 Cottrell Rd is owned and occupied by two individuals who bought it in July 2023.
Source: North Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jul 26, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO |
| Mar 2, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Jun 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO |
| Jul 19, 2018 | Warranty Deed, Transfer PEOPLES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on File |
| Deed Sale | Jul 26, 2023 · Amount on File |
| Prior Sale | Mar 2, 2022 · Amount on File |
| Deed Book / Page | 3584 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 25 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003678-116 |
|---|---|
| Date | Feb 20, 2025 |
| Book Page | 3678/116 |
| Instrument | 543 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Jul 26, 2023 |
| Property Address | 25 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 0003584-46 |
| Book / Page | 3584 / 46 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 2376 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 0000002378 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2378 |
| Name | WILLIAM RAVEIS MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Mar 2, 2022 |
| Property Address | 25 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 0003489-28 |
| Book / Page | 3489 / 28 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 878 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 HIGHLAND CIR, WAYLAND, MA 01778-1730 |
| Document Number | 0000000879 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 879 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Jun 5, 2019 |
| Property Address | 25 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 3195-253 |
| Book / Page | 003195 / 000253 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 2120 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 COTTRELL RD SAUNDERSTOWN RI 028743413, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 3195-255 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 003195/000255 |
| Instrument | 2121 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Jul 19, 2018 |
| Property Address | 25 COTTRELL RD, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 3135-224 |
| Book / Page | 003135 / 000224 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 3007 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 COTTRELL RD SAUNDERSTOWN RI 028743413, SAUNDERSTOWN, RI 02874-3413 |
| Document Number | 3135-226 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 003135/000226 |
| Instrument | 3008 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2048 |
The 2025 property tax bill for 25 Cottrell Rd was $11,680.
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,680.00 | $1,058,000 Land $680,200 Building $377,800 | $1,066,645 |
| 2023 | $10,057.00 (+2%) | $701,300 (-) Land $388,700 Building $312,600 | |
| 2022 | $9,860.00 | $701,300 Land $388,700 Building $312,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Cottrell Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Cottrell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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