95 Co Rd 817, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 95 Co Rd 817, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,250 sqft · built 2009
Lot Size	7.46 acres (324,958 sqft)
Owner	Individual Name on Record
Last Sale	$1,280,000 (Jun 2019)
Tax Bill	$5,809 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-25-0-000-002.005`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-25-0-000-002.005`
Alternative APNs	`ALT APN:1007250000002005` `207851`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,250 sqft Living Area
1st Floor Area	3,234 sqft
Upper Floors Area	2,016 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood Shingle
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	324,958 sqft (7.46 acres)
Garage Type	Mixed

Exterior Amenities

Porch	Slab
Porch Area	990 sqft
Deck Area	Deck Area
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	207851
Street Address	95 COUNTY ROAD 817
City	CEDAR BLUFF
State	AL
Zip	35959-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT THE NE COR LOT 99 DEOSOTO WEISS ESTATES 9/105;N733;W568;SLY623;E486;S194;E60 TO POB
Legal Range	10E
Legal Township	09S
Legal Section	25
Legal Subdivision	DEOSOTO WEISS ESTATES
Legal Lot Number	99
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2006
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 COUNTY ROAD 817, CEDAR BLUFF, AL 35959-2558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	2019207631
Prior Transfer Date	Mar 14, 2008
Prior Transfer Doc	0000153054
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 3, 2019
Property Address	95 COUNTY ROAD 817, CEDAR BLUFF, AL 35959-2558
Document Number	0000207631
Map Reference	PB 9 PG 105
Instrument Date	May 31, 2019
Instrument	207631
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 COUNTY ROAD 817, CEDAR BLUFF, AL 35959-2558

Mortgage

Document Number	0000207632
Date	Jun 3, 2019
Instrument	207632

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,809.00 (+7.06%)
2025	$5,426.00 (+0.99%) Homeowner's exemption	$37,500 (+5.93%) Land $19,600 Building $17,900	$1,304,600 (+0.98%) Land $196,000 Building $1,108,600
2024	$5,373.00 Additional exemption filed	$35,400 (-72.6%) Land $17,500 Building $17,900	$1,291,900 (-) Land $175,000 Building $1,116,900
2023	$5,373.00 Homeowner's exemption	$129,200 (+264.97%)	$1,291,900 (-) Land $175,000 Building $1,116,900
2022	$5,373.00 Homeowner's exemption	$35,400 Land $17,500 Building $17,900	$1,291,900 Land $175,000 Building $1,116,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 817

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