55 Co Rd 817, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 55 Co Rd 817, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1,500 sqft · built 2023
Lot Size1.33 acres (57,935 sqft)
OwnerIndividual Name on Record
Last Sale$130,800 (Mar 2025)
Tax Bill$1,621 (2026)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN13-10-07-25-0-000-002.015

Property Details

APN / Parcel Number

Primary APN13-10-07-25-0-000-002.015
Alternative APNs
  • ALT APN:1007250000002015
  • 31683

Interior

Stories1 Story
Building Area1,500 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area57,935 sqft (1.33 acres)
Garage TypeMixed
Deck AreaDeck Area

Location & Zoning

Account Number31683
Street Address55 COUNTY ROAD 817
CityCEDAR BLUFF
StateAL
Zip35959-2558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT THE NE COR LOT 99 DEOSOTO WEISS ESTATES 9/105;W60 TO POB;N110;W515;SLY ALG CONT 111;E517 TO POB
Legal SubdivisionDEOSOTO WEISS ESTATES
Legal Lot Number99
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2006
Census Tract955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 COUNTY ROAD 817, CEDAR BLUFF, AL 35959-2558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025 · Amount on Record
Deed SaleMar 12, 2025 · Amount on Record
Deed Document Number2025237811
Prior Transfer DateMar 11, 2025
Prior Transfer Doc0000237811
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Recording DateJul 16, 2026
Property Address55 COUNTY ROAD 817, CEDAR BLUFF, AL 35959-2558
Document Number0000244800
Instrument DateJul 10, 2026
Instrument2026244800
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000244800,
DateJul 16, 2026
Instrument2026244800
Lender
NameFIRST STATE BANK SOUTHERN CA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.52%
Max Rate-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,621.00 (+44.35%)
2025$1,123.00 (+7.36%) Homeowner's exemption$13,580 (-44.34%) Land $10,100 Building $3,480$291,300 (+11.35%) Land $105,000 Building $186,300
2024$1,046.00 (+11.75%) Additional exemption filed$24,400 (+9.42%) Land $9,380 Building $15,020$261,600 (+134.62%) Land $93,800 Building $167,800
2023$936.00$22,300 (-)$111,500 (-) Land $93,800 Building $17,700
2022$936.00$22,300 Land $18,760 Building $3,540$111,500 Land $93,800 Building $17,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 84% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 817

Nearby Streets

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