Avery County property record for 95 Cloudland Dr, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,172 sqft · built 1969 |
| Lot Size | 8.27 acres (360,677 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $835,000 (Sep 2014) |
| Tax Bill | $4,941 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 63852 |
| Primary APN | 63852 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,172 sqft Heated Area |
| Attic Area | 70 sqft |
| Flooring | Slate |
| Interior Walls | Custom/Decorative |
| Fireplaces | 7 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Slate |
| Lot Area | 360,677 sqft (8.27 acres) |
| Porch | Open Porch |
| Porch Area | 874 sqft |
| Patio Area | 865 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 63852 |
|---|---|
| Street Address | 95 CLOUDLAND DR |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-7426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TYNECASTLE NEW LT 36 PLAT 38-384B |
| Legal Subdivision | TYNECASTLE |
| Legal Lot Number | 36 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 930100 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 18221 CAPSTAN GREENS RD, CORNELIUS, NC 28031-5217 |
| Last Sale | Sep 19, 2014 · Amount on Record |
|---|---|
| Deed Sale | Sep 19, 2014 · Amount on Record |
| Deed Document Number | 0004861742 |
| Deed Book / Page | 486 / 1742 |
| Record Updated | Jun 8, 2026 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,941.00 | $1,235,400 (-) Land $350,000 Building $885,400 | $1,235,400 (-) Land $350,000 Building $885,400 |
| 2023 | $4,941.00 | $1,235,400 (-) Land $350,000 Building $885,400 | $1,235,400 (-) Land $350,000 Building $885,400 |
| 2022 | $4,941.00 | $1,235,400 Land $350,000 Building $885,400 | $1,235,400 Land $350,000 Building $885,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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