Avery County property record for 122 Cloudland Dr, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,675 sqft · built 2003 |
| Lot Size | 2.61 acres (114,127 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $1,835,000 (Dec 2012) |
| Tax Bill | $7,250 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 61699 |
| Primary APN | 61699 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,675 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 7 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 114,127 sqft (2.61 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 666 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 61699 |
|---|---|
| Street Address | 122 CLOUDLAND DR |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-9695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TYNECASTLE NEW LOT 31 PLAT 38-366A |
| Legal Subdivision | TYNECASTLE |
| Legal Lot Number | 31 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 930100 |
The current owner of 122 Cloudland Dr bought it in December 2012.
Source: Avery County records, as of December 3, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 13 BRIGANTINE, HILTON HEAD, SC 29928-5216 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2012 · Amount on File |
| Deed Sale | Dec 7, 2012 · Amount on File |
| Deed Document Number | 0004701569 |
| Deed Book / Page | 470 / 1569 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 122 Cloudland Dr was $7,250.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,250.00 | $1,812,700 Land $306,300 Building $1,506,400 | $1,812,700 Land $306,300 Building $1,506,400 |
| 2023 | $7,250.00 | $1,812,700 (-) Land $306,300 Building $1,506,400 | $1,812,700 (-) Land $306,300 Building $1,506,400 |
| 2022 | $7,250.00 | $1,812,700 Land $306,300 Building $1,506,400 | $1,812,700 Land $306,300 Building $1,506,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Cloudland Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Cloudland Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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