Haywood County property record for 95 Cloud Rdg, Waynesville, NC 28785
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 759 sqft · built 2003 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,536 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7697-88-5052 |
| Primary APN | 7697-88-5052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 759 sqft Heated Area |
| Gross Area | 1,837 sqft |
| 1st Floor Area | 759 sqft |
| Basement Area | 759 sqft |
| Unfinished Basement | 759 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Logs |
| Lot Area | 54,014 sqft (1.24 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 147879 |
|---|---|
| Street Address | 95 CLOUD RDG |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #608 & #608A MOUNTAIN LAKE FOREST |
| Legal Subdivision | MOUNTAIN LAKE FOREST |
| Legal Unit | 608 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | IVY HILL |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 920101 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 ANTIOCH RD, NEW BERN, NC 28560-9680 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 17, 2019 |
| Transfer Doc | 0009732013 |
| Record Updated | Oct 29, 2026 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,900 (-) Land $33,400 Building $178,500 | ||
| 2025 | $1,536.00 | $211,900 (-) Land $33,400 Building $178,500 | $211,900 (-) Land $33,400 Building $178,500 |
| 2023 | $211,900 Land $33,400 Building $178,500 | $211,900 (-) Land $33,400 Building $178,500 | |
| 2021 | $211,900 Land $33,400 Building $178,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (2020–2025) |
| Most Recent Claim | Feb 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: T-Mobile, Verizon, Zito Media.
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