124 Cloud Rdg, Waynesville, NC 28785 Property Records

Haywood County property record for 124 Cloud Rdg, Waynesville, NC 28785 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Architecture Style	Rustic
Year Built	Built 2007
Square Footage	1,040 sqft Heated Area
Lot Size	59,111 sqft (1.35 acres)
Occupancy	Owner Occupied
Tax Bill	$1,735.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`7697-87-3825`
Alternative APN	`210519`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Heated Area
Gross Area	1,520 sqft Gross Area
1st Floor	1,040 sqft 1st Floor
Basement Area	1,040 sqft Basement
Finished Basement	1,040 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic Style
Exterior Material	Logs Exterior
Lot Area	59,111 sqft (1.35 acres)

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	210519
Street Address	124 CLOUD RDG
City	WAYNESVILLE
State	NC
Zip	28785-7928
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#612 MOUNTAIN LAKE FOREST
Legal Subdivision	MOUNTAIN LAKE FOREST
Legal Unit	612
Jurisdiction	HAYWOOD NC
Minor Civil Division	IVY HILL
Census Blockgroup	4
Census Block	4022
Census Tract	920101

Owner

Source: Haywood County records · APN 7697-87-3825

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 CLOUD RDG, WAYNESVILLE, NC 28785-7928
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 22, 2012
Transfer Doc	0008201869
Record Refreshed	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	124 CLOUD RDG, WAYNESVILLE, NC 28785-7928
Document Number	0009341164
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 CLOUD RDG WAYNESVILLE NC 287857928, WAYNESVILLE, NC 28785-7928

Mortgage

Document Number	0009341164
Date	Aug 16, 2017
Book Page	000934/001164
Instrument	7435

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2032

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,500 (-) Land $34,300 Building $208,200
2025	$1,735.00	$242,500 (-) Land $34,300 Building $208,200	$242,500 (-) Land $34,300 Building $208,200
2023		$242,500 Land $34,300 Building $208,200	$242,500 (-) Land $34,300 Building $208,200
2021			$242,500 Land $34,300 Building $208,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 70% of North Carolina
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.