95 Clay St, Central Falls, RI 02863 Property Records

Central Falls City property record for 95 Clay St, Central Falls, RI 02863

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 3.5 ba · 2,162 sqft · built 1944
Lot Size0.339 acres (14,749 sqft)
Owner2 Individual Names on Record
Last Sale$107,000 (May 2000)
Tax Bill$6,480 (2025)
Deeds & MortgagesFeb 2021 Refinance
Flood ZoneZone X (minimal risk)
APN3-0221-99

Property Details

APN / Parcel Number

Primary APN3-0221-99
Alternative APN
  • CENT M:05 P:44

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Units3 Units
Stories1 Story
Building Area2,162 sqft Living Area
Gross Area4,814 sqft
1st Floor Area1,706 sqft
AtticAttic
Attic Area592 sqft
Basement Area1,324 sqft
Unfinished Basement1,324 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,749 sqft (0.339 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number3-0221-99
Street Address95 CLAY ST
CityCENTRAL FALLS
StateRI
Zip02863-3003
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-3
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group3
Census Block3005
Census Tract10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Central Falls Historic District
listed 1991 · 377 contributing resources · NRIS 91000025

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Central Falls City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address93 CLAY ST, CENTRAL FALLS, RI 02863-3003
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2000 · Amount on Record
Deed SaleMay 30, 2000 · Amount on Record
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address95 CLAY ST, CENTRAL FALLS, RI 02863-3003
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000995-315
DateFeb 16, 2021
Book Page995/315
Instrument239
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,480.00 (+17.86%)$490,500 (+65.49%) Land $166,800 Building $323,700
2023$5,498.00 (+6.24%)$296,400 (-) Land $101,700 Building $194,700
2022$5,175.00$296,400 Land $101,700 Building $194,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Clay St

Nearby Streets

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