87 Clay St, Central Falls, RI 02863 Property Records

Central Falls City property record for 87 Clay St, Central Falls, RI 02863

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,913 sqft · built 1850
Lot Size0.18 acres (7,836 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Mar 2013)
Tax Bill$4,777 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-0175-00

Property Details

APN / Parcel Number

Primary APN3-0175-00
Alternative APN
  • CENT M:05 P:50

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,913 sqft Living Area
Gross Area3,492 sqft
1st Floor Area1,250 sqft
Basement Area1,214 sqft
Unfinished Basement1,214 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,836 sqft (0.18 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas

Location & Zoning

Account Number3-0175-00
Street Address87 CLAY ST
CityCENTRAL FALLS
StateRI
Zip02863-3030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group3
Census Block3008
Census Tract10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Central Falls Historic District
listed 1991 · 377 contributing resources · NRIS 91000025

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

87 Clay St is owned and occupied by two individuals who bought it in March 2013.

Source: Central Falls City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address87 CLAY ST, CENTRAL FALLS, RI 02863-3030
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2013 · Amount on File
Deed SaleMar 18, 2013 · Amount on File
Prior SaleFeb 4, 2004 · Amount on File
Deed Book / Page827 / 207
Transfer Doc000827-207
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCENTRAL FALLS RI
Recording DateMay 24, 2018
Property Address87 CLAY ST, CENTRAL FALLS, RI 02863-3030
Document Number933-250
Book / Page000933 / 000250
Instrument DateMay 24, 2018
Instrument678
Transaction TypeTransfer
Record UpdatedJun 27, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$184.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 CLAY ST CENTRAL FALLS RI 028633030, CENTRAL FALLS, RI 02863-3030

Mortgage

Document Number933-252
DateMay 24, 2018
Book Page000933/000252
Instrument679
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 87 Clay St was $4,777.

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,777.00$361,600 Land $133,600 Building $228,000$414,783
2023$5,472.00 (+6.23%)$295,000 (-) Land $89,800 Building $205,200
2022$5,151.00$295,000 Land $89,800 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 87 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Clay St

Nearby Streets

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