95 Chestnut St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 95 Chestnut St, Westbrook, ME 04092

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,896 sqft · built 1940
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$181,100 (Nov 2016)
Tax Bill	$4,440 (2023)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:038 L:073`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:038 L:073`
Alternative APNs	`M:038 B:073` `2984`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,224 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	95 CHESTNUT ST
City	WESTBROOK
State	ME
Zip	04092-2314
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	11
Legal Subdivision	MITCHELL FARM
Legal Lot Number	73
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2003
Census Tract	2700

Owner

95 Chestnut St, a duplex, is owned and occupied by an individual who bought it in November 2016.

Source: Cumberland County and Westbrook City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	95 CHESTNUT ST, WESTBROOK, ME 04092-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2016 · Amount on File
Deed Sale	Nov 28, 2016 · Amount on File
Prior Sale	Jul 1, 2016
Deed Document Number	201663250
Deed Book / Page	33640 / 305
Transfer Doc	0336400305
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	95 CHESTNUT ST, WESTBROOK, ME 04092-2314
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385610259
Date	Aug 18, 2021
Book Page	38561/259
Instrument	59964

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,440.00 (+10.31%)	$266,200 (+19.69%) Land $78,900 Building $187,300
2022	$4,025.00	$222,400 Land $65,700 Building $156,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 95 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20