Cumberland County and Westbrook City property record for 45 Chestnut St, Westbrook, ME 04092
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft · built 1940 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,800 (Mar 2007) |
| Tax Bill | $3,963 (2023) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:038 L:135-A |
| Primary APN | WSBR M:038 L:135-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,814 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 45 CHESTNUT ST |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Lot Number | 135-A |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 2700 |
45 Chestnut St is owned and occupied by an individual who bought it in March 2007.
Source: Cumberland County and Westbrook City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 CHESTNUT ST, WESTBROOK, ME 04092-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Line of Credit EVERGREEN CU |
| Dec 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit EVERGREEN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2007 · Amount on File |
| Deed Sale | Mar 27, 2007 · Amount on File |
| Deed Book / Page | 24952 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 45 CHESTNUT ST, WESTBROOK, ME 04092-2312 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0404060056 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 40406/56 |
| Instrument | 36207 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 45 CHESTNUT ST, WESTBROOK, ME 04092-2312 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0390410001 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 39041/1 |
| Instrument | 91150 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 45 CHESTNUT ST, WESTBROOK, ME 04092-2312 |
| Document Number | 0360610306 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 CHESTNUT ST WESTBROOK ME 040922312, WESTBROOK, ME 04092-2312 |
| Document Number | 0360610306 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 036061/000306 |
| Instrument | 51097 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $3,963.00 (+10.57%) | $237,600 (+2%) Land $84,400 Building $153,200 |
| 2022 | $3,584.00 | $198,000 Land $70,300 Building $127,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Chestnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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