95 Capstan Ave, Mystic, CT 06355 Property Records

Groton Town property record for 95 Capstan Ave, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,062 sqft · built 1960
Lot Size	0.355 acres (15,464 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Jul 2018)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	May 2024 Refinance Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260808998542`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260808998542`
Alternative APNs	`260808998542` `143124000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,464 sqft (0.355 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260808998542
Street Address	95 CAPSTAN AVE
City	MYSTIC
State	CT
Zip	06355-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3007
Census Tract	703000

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 CAPSTAN AVE, MYSTIC, CT 06355-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Jul 18, 2018	Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	May 30, 2007 · Amount on Record
Deed Document Number	20184898090003
Deed Book / Page	1202 / 924
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	95 CAPSTAN AVE, MYSTIC, CT 06355-2201
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001305-304
Date	May 3, 2024
Book Page	1305/304

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	95 CAPSTAN AVE, MYSTIC, CT 06355-2201
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1232-522
Date	Jun 10, 2020
Book Page	1232/522
Instrument	5005840015

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Jul 18, 2018
Property Address	95 CAPSTAN AVE, MYSTIC, CT 06355-2201
Document Number	1202-924
Book / Page	1202 / 924
Instrument	4898090003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12020927
Date	Jul 18, 2018
Instrument	01202/0927

Lender

Name	FRANKLIN AMERICAN MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00	$162,400 (-) Land $90,860 Building $71,540	$113,680 Land $63,602 Building $50,078
2024	$4,421.00 (+12.01%)
2023	$3,947.00 (+2.23%)	$162,400 (-) Land $60,200 Building $102,200
2022	$3,861.00	$162,400 Land $60,200 Building $102,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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