109 Capstan Ave, Mystic, CT 06355 Property Records

Groton Town property record for 109 Capstan Ave, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,192 sqft · built 1958
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$317,500 (May 2005)
Tax Bill	$4,695 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260808998443`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260808998443`
Alternative APNs	`260808998443` `143123000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260808998443
Street Address	109 CAPSTAN AVE
City	MYSTIC
State	CT
Zip	06355-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2005
Census Tract	703000

Owner

109 Capstan Ave is owned and occupied by two individuals who acquired it in October 2021.

Source: Groton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 CAPSTAN AVE, MYSTIC, CT 06355-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Oct 28, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2005 · Amount on File
Deed Sale	May 16, 2005 · Amount on File
Prior Sale	Jul 26, 2000 · Amount on File
Deed Book / Page	906 / 431
Last Transfer Date	Oct 21, 2021
Transfer Doc	001265-814
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON CT
Recording Date	Oct 28, 2021
Property Address	109 CAPSTAN AVE, MYSTIC, CT 06355-2201
Document Number	1265-814
Book / Page	1265 / 814
Instrument Date	Oct 21, 2021
Instrument	5099910003
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 CAPSTAN AVE, MYSTIC, CT 06355-2201

Mortgage

Document Number	1265-817
Date	Oct 28, 2021
Book Page	1265/817
Instrument	5099920010

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON CT
Recording Date	Oct 28, 2021
Property Address	109 CAPSTAN AVE, MYSTIC, CT 06355-2201
Document Number	001265-814
Book / Page	1265 / 814
Instrument Date	Oct 21, 2021
Instrument	5099910003
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 CAPSTAN AVE, MYSTIC, CT 06355-2201

Mortgage

Document Number	5099920010
Date	Oct 28, 2021
Instrument	5099920010

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Capstan Ave was $4,695.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,695.00	$172,480 Land $91,140 Building $81,340	$120,736 Land $63,798 Building $56,938
2024	$4,695.00 (+12%)
2023	$4,192.00 (+2.22%)	$172,480 (-) Land $56,280 Building $116,200
2022	$4,101.00	$172,480 Land $56,280 Building $116,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Capstan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Capstan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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