95 Brook Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 95 Brook Ave, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	3,481 sqft · built 1925
Lot Size	0.087 acres (3,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2017)
Tax Bill	$17,965 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-01322-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`07-01322-0000-00012`
Alternative APN	`070132200012`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,481 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,794 sqft (0.087 acres)
Lot Dimensions	115 ft deep x 33 ft wide

Location & Zoning

Street Address	95 BROOK AVE
City	PASSAIC
State	NJ
Zip	07055-4401
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	1322
Legal Lot Number	12
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3008
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 BROOK AVE, 97, PASSAIC, NJ 07055-4401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 14, 2019	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM
Jun 14, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jan 17, 2017	Deed, Transfer · FHA Mortgage UNIVERSAL MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	Mar 5, 2007
Deed Document Number	20172926
Deed Book / Page	2978 / 208
Last Transfer Date	May 25, 2018
Transfer Doc	0000026377
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	95 BROOK AVE, PASSAIC, NJ 07055-4401
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021164
Date	Apr 13, 2022
Book Page	M17936/192
Instrument	2022021164

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	95 BROOK AVE, PASSAIC, NJ 07055-4401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 BROOK AVE, PASSAIC, NJ 07055-4401

Mortgage

Document Number	0000055165
Date	Oct 28, 2020
Book Page	M16547/1
Instrument	2020055165

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	95 BROOK AVE, PASSAIC, NJ 07055-4401
Document Number	0000005851
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	95 BROOK AVE PASSAIC NJ 070554401, PASSAIC, NJ 07055-4401

Mortgage

Document Number	0000005851
Date	Jan 31, 2020
Book Page	015978/000286
Instrument	5851

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 14, 2018
Property Address	95 BROOK AVE, PASSAIC, NJ 07055-4401
Document Number	0000026377
Book / Page	003330 / 000177
Instrument Date	May 25, 2018
Instrument	26377
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 BROOK AVE PASSAIC NJ 070554401, PASSAIC, NJ 07055-4401

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 17, 2017
Property Address	95 BROOK AVE, PASSAIC, NJ 07055-4401
Document Number	0000002926
Book / Page	D2978 / 0208
Instrument Date	Jan 4, 2017
Instrument	2017002926
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 MAIN AVE, 262, PASSAIC, NJ 07055-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 HAMMOND AVE, PASSAIC, NJ 07055-3117

Mortgage

Document Number	0000002928
Date	Jan 17, 2017
Instrument	2017002928

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,900 (-) Land $95,900 Building $326,000	$421,900 (-) Land $95,900 Building $326,000
2025	$17,965.00 (+3.28%)	$421,900 (-) Land $95,900 Building $326,000	$421,900 (-) Land $95,900 Building $326,000
2024	$17,395.00 (+6.16%)
2023		$421,900 Land $95,900 Building $326,000	$421,900 Land $95,900 Building $326,000
2022	$16,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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