Montgomery County property record for 95 Bermuda Cir, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft · built 2020 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Aug 2022) |
| Tax Bill | $3,722 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2615-05-03900 |
| Primary APN | 2615-05-03900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 1,920 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 95 BERMUDA CIR |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-8206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | S261505 - BENTWATER 05, BLOCK 2, LOT 13 |
| Legal Subdivision | BENTWATER 05 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 694304 |
95 Bermuda Cir is owned and occupied by an individual who bought it in August 2022.
Source: Montgomery County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2022 | Vendor's Lien, Transfer · Conventional Mortgage PENTAGON FCU |
| Aug 24, 2020 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jan 30, 2020 | Warranty Deed, Transfer · Line of Credit MCCARTHY & HOLTHUS LLP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on File |
| Deed Sale | Aug 8, 2022 · Amount on File |
| Prior Sale | Aug 24, 2020 · Amount on File |
| Deed Document Number | 202298510 |
| Prior Transfer Date | Jan 28, 2020 |
| Prior Transfer Doc | 0000009215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Aug 8, 2022 |
| Property Address | 95 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000098510 |
| Map Reference | CAB E SH 181-A&181-B |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022098510 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000098511 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022098511 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Aug 24, 2020 |
| Property Address | 95 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000091439 |
| Map Reference | CAB E SH 181-A&181-B |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2020091439 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CTT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000091440 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2020091440 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jan 30, 2020 |
| Property Address | 95 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000009215 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 9215 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15949 HIGHWAY 105 W #59 MONTGOMERY TX 773565660, 59, MONTGOMERY, TX 77356-5660 |
| Document Number | 9216 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 9216 |
| Name | MCCARTHY & HOLTHUS LLP |
|---|---|
| Address | 1255 W 15TH ST # 1060, PLANO, TX 75075-4220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 29, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 95 Bermuda Cir was $3,722 with exemptions applied, down 13.5% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,212 (-1.65%) Land $54,000 Building $253,212 | $307,212 (-1.65%) Land $54,000 Building $253,212 | |
| 2025 | $3,722.00 (-13.54%) Homeowner's exemption | $312,379 (-0.78%) Land $54,000 Building $258,379 | $312,379 (-0.78%) Land $54,000 Building $258,379 |
| 2024 | $4,305.00 (-13.38%) Homeowner's exemption | $314,822 (-0.68%) Land $18,000 Building $296,822 | $314,822 (-0.68%) Land $18,000 Building $296,822 |
| 2023 | $4,970.00 | $316,970 Land $18,000 Building $298,970 | $316,970 Land $18,000 Building $298,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Bermuda Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Bermuda Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Fidium Fiber DSL | 400 / 70 |
| Verizon Fixed Wireless | 300 / 20 |
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