Montgomery County property record for 89 Bermuda Cir, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,091 sqft · built 2004 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,250 (Aug 2023) |
| Tax Bill | $3,937 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2615-05-04000 |
| Primary APN | 2615-05-04000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,091 sqft Living Area |
| Gross Area | 2,595 sqft |
| 1st Floor Area | 2,091 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 40 sqft |
| Patio Area | 637 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 89 BERMUDA CIR |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-8206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | BENTWATER 05, BLOCK 2, LOT 14 |
| Legal Subdivision | BENTWATER 05 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 694304 |
89 Bermuda Cir is owned and occupied by two individuals who bought it in August 2023.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2025 | Vendor's Lien, Transfer FIRST FINANCIAL BANK |
| Aug 21, 2023 | Vendor's Lien, Transfer · Conventional Mortgage TEXAS DOW EMPLOYEES CU |
| Jan 11, 2022 | Special Warranty Deed, Transfer TITLE AND ESCROW/TX INC, TITLE & ESCROW OF TEXAS |
| Mar 18, 2021 | Deed in Lieu of Foreclosure, Foreclosure |
| Oct 28, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Jul 27, 2017 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Jan 11, 2022 · Amount on File |
| Deed Document Number | 202378596 |
| Prior Transfer Date | Feb 19, 2021 |
| Prior Transfer Doc | 0000035074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Aug 11, 2025 |
| Property Address | 89 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000081071 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 2025081071 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 CAMDEN HILLS DR, MONTGOMERY, TX 77356-8116 |
| Name | Verified Name |
|---|---|
| Address | 89 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000081072 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 2025081072 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Aug 7, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Aug 21, 2023 |
| Property Address | 89 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000078596 |
| Map Reference | CAB E SH 181-A |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023078596 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 CLUB CREEK DR, MONTGOMERY, TX 77356-8397 |
| Name | Verified Name |
|---|---|
| Address | 53 PINE CT, LAKE JACKSON, TX 77566-5506 |
| Document Number | 0000078597 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023078597 |
| Name | TEXAS DOW EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jan 11, 2022 |
| Property Address | 89 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000004340 |
| Map Reference | CAB E SH 181-A |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022004340 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | TITLE AND ESCROW/TX INC, TITLE & ESCROW OF TEXAS |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 89 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Mar 18, 2021 |
| Property Address | 89 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000035074 |
| Map Reference | CAB E SH 18 A |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021035074 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 BERMUDA CIR, 89, MONTGOMERY, TX 77356-8206 |
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 89 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000102444 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 89 BERMUDA CIR MONTGOMERY TX 773568206, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000102444 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 102444 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Nov 3, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 27, 2017 |
| Property Address | 89 BERMUDA CIR, MONTGOMERY, TX 77356-8206 |
| Document Number | 0000066525 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 66525 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 BERMUDA CIR MONTGOMERY TX 773568206, MONTGOMERY, TX 77356-8206 |
| Document Number | 66526 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 66526 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 26, 2047 |
The 2025 property tax bill for 89 Bermuda Cir was $3,937 with a homeowner's exemption, down 16.2% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,181 (-) Land $54,000 Building $271,181 | $325,181 (-) Land $54,000 Building $271,181 | |
| 2025 | $3,937.00 (-16.23%) Homeowner's exemption | $325,181 (-3.75%) Land $54,000 Building $271,181 | $325,181 (-3.75%) Land $54,000 Building $271,181 |
| 2024 | $4,700.00 (-15.94%) Homeowner's exemption | $337,847 (-11.37%) Land $18,000 Building $319,847 | $337,847 (-11.37%) Land $18,000 Building $319,847 |
| 2023 | $5,591.00 (-15.62%) Homeowner's exemption | $381,190 (+15.51%) Land $18,000 Building $363,190 | $381,190 (+15.51%) Land $18,000 Building $363,190 |
| 2022 | $6,626.00 Homeowner's exemption | $330,000 Land $18,360 Building $311,640 | $330,000 Land $18,360 Building $311,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Bermuda Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Bermuda Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Fidium Fiber DSL | 400 / 70 |
| Verizon Fixed Wireless | 300 / 20 |
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