Bergen County and Dumont Borough property record for 95 Barbara Rd, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 2,120 sqft · built 1954 |
| Lot Size | 0.219 acres (9,527 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,000 (May 1998) |
| Tax Bill | $15,247 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00402-0000-00025 |
| Primary APN | 10-00402-0000-00025 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,120 sqft Living Area |
|---|
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 9,527 sqft (0.219 acres) |
| Lot Dimensions | 127 ft deep x 75 ft wide |
| Account Number | 499400 |
|---|---|
| Street Address | 95 BARBARA RD |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X127 . |
| Legal Subdivision | DUMONT GARDENS |
| Legal Block | 402 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10300 |
95 Barbara Rd is owned and occupied by two individuals who acquired it in June 2014.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 8, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jun 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage JERSEY MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 1998 · Amount on File |
| Deed Sale | May 4, 1998 · Amount on File |
| Prior Sale | Sep 18, 1997 |
| Deed Document Number | 199863087 |
| Deed Book / Page | 8062 / 789 |
| Last Transfer Date | Jun 13, 2014 |
| Transfer Doc | 0017051406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040450031 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 4045/31 |
| Instrument | 2021046208 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Document Number | 0048781400 |
|---|---|
| Date | Dec 8, 2022 |
| Book Page | 4878/1400 |
| Instrument | 2022113409 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Oct 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0051911344 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 5191/1344 |
| Instrument | 2024013364 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Document Number | 0055611770 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | 5561/1770 |
| Instrument | 2025051660 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 13, 2026 |
| Property Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Document Number | 0000024038 |
| Book / Page | 5769 / 1075 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202624038 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Document Number | 0000024038, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 5769/1075 |
| Instrument | 202624038 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jul 1, 2054 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 95 BARBARA RD, DUMONT, NJ 07628-1411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0026321212 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 02632/1212 |
| Instrument | 17-044034.01 |
| Name | JERSEY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 95 Barbara Rd was $15,247, up 7.2% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701,000 (+7.58%) Land $374,000 Building $327,000 | $701,000 (+7.58%) Land $374,000 Building $327,000 | |
| 2025 | $15,247.00 (+7.16%) | $651,600 Land $341,000 Building $310,600 | $651,600 Land $341,000 Building $310,600 |
| 2024 | $14,228.00 | ||
| 2023 | $350,000 Land $200,000 Building $150,000 | $350,000 Land $200,000 Building $150,000 | |
| 2022 | $13,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Barbara Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Barbara Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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