Bergen County and Dumont Borough property record for 81 Barbara Rd, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,625 sqft · built 1955 |
| Lot Size | 0.224 acres (9,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Jan 2025) |
| Tax Bill | $12,596 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00402-0000-00027 |
| Primary APN | 10-00402-0000-00027 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,625 sqft Living Area |
|---|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 9,749 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Account Number | 499600 |
|---|---|
| Street Address | 81 BARBARA RD |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X130 |
| Legal Subdivision | DUMONT GARDENS |
| Legal Block | 402 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10300 |
81 Barbara Rd is owned and occupied by two individuals who bought it in January 2025.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 BARBARA RD, DUMONT, NJ 07628-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2022 | Deed, Transfer · Conventional Mortgage EAST COAST CAPITAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2025 · Amount on File |
| Deed Sale | Jan 2, 2025 · Amount on File |
| Prior Sale | Jul 19, 2022 · Amount on File |
| Deed Document Number | 202577245 |
| Deed Book / Page | 5393 / 1778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 81 BARBARA RD, DUMONT, NJ 07628-1411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 81 BARBARA RD, DUMONT, NJ 07628-1411 |
| Document Number | 0056470429 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 5647/429 |
| Instrument | 2025077814 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 19, 2022 |
| Property Address | 81 BARBARA RD, DUMONT, NJ 07628-1411 |
| Document Number | 0047440999 |
| Book / Page | 4744 / 999 |
| Instrument Date | Jun 19, 2022 |
| Instrument | 2022071444 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,290.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 HAMILTON PLACE #2121, 308, DOVER, NJ |
| Name | Verified Name |
|---|---|
| Address | 81 BARBARA RD, DUMONT, NJ 07628-1411 |
| Document Number | 0047441005 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 4744/1005 |
| Instrument | 2022071445 |
| Name | EAST COAST CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.87% |
The 2025 property tax bill for 81 Barbara Rd was $12,596, down 12.4% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581,800 (+8.08%) Land $375,000 Building $206,800 | $581,800 (+8.08%) Land $375,000 Building $206,800 | |
| 2025 | $12,596.00 (-12.42%) | $538,300 Land $341,900 Building $196,400 | $538,300 Land $341,900 Building $196,400 |
| 2024 | $14,382.00 | ||
| 2023 | $353,800 Land $201,500 Building $152,300 | $353,800 Land $201,500 Building $152,300 | |
| 2022 | $13,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Barbara Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Barbara Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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