Essex County and Jay Town property record for 95 Alder St, Jay, NY 12941 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 992 sqft · built 1966 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,500 (Oct 2010) |
| Tax Bill | $4,795 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| APN | 615J100110 |
| Primary APN | 615J100110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| Gross Area | 852 sqft |
| 1st Floor Area | 992 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 39,204 sqft (0.9 acres) |
| Porch | Slab |
| Porch Area | 140 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 615J100110 |
|---|---|
| Street Address | 95 ALDER ST |
| City | JAY |
| State | NY |
| Zip | 12941-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 150 JAY TRACT |
| Legal Block | 4 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records · APN 615J100110
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 ALDER ST, JAY, NY 12941-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2010 · Amount on Record |
| Deed Sale | Oct 19, 2010 · Amount on Record |
| Deed Book / Page | 1649 / 271 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 95 ALDER ST, JAY, NY 12941-2313 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020222375 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022-2375 |
| Name | MOUNTAIN VALLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,795.00 (+211.97%) | $274,000 (+58.93%) Land $184,100 Building $89,900 | $274,000 (+58.93%) Land $184,100 Building $89,900 |
| 2023 | $172,400 (+25.38%) Land $115,000 Building $57,400 | $172,400 (+25.38%) Land $115,000 Building $57,400 | |
| 2022 | $1,537.00 (-17.72%) Homeowner's exemption | $137,500 Land $57,000 Building $80,500 | $137,500 Land $57,000 Building $80,500 |
| 2020 | $1,868.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319602001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1981–2018) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Jan 2018, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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