95 Albert Ave, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 95 Albert Ave, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,824 sqft · built 1954
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2019)
Tax Bill	$11,059 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00090-02-00016`

Property Details

APN / Parcel Number

Primary APN	`11-00090-02-00016`
Alternative APNs	`1100090000200016` `1100090B00016`

Interior

Stories	2 Stories
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	1100090B00016
Street Address	95 ALBERT AVE
City	MILLTOWN
State	NJ
Zip	08850-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	60X125
Legal Subdivision	MILLTOWN ESTATES
Legal Block	90.2
Legal Lot Number	16
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	5
Census Block	5014
Census Tract	6300

Owner

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	95 ALBERT AVE, MILLTOWN, NJ 08850-1801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 19, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 17, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	2019107184
Deed Book / Page	17722 / 1046
Prior Transfer Date	Mar 2, 2004
Prior Transfer Doc	0053030607
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	95 ALBERT AVE, MILLTOWN, NJ 08850-1801
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106815
Date	Aug 23, 2021
Book Page	18590/1556
Instrument	2021106815

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	95 ALBERT AVE, MILLTOWN, NJ 08850-1801
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029210
Date	May 19, 2025
Book Page	19729/1236
Instrument	2025029210

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Mar 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 17, 2019
Property Address	95 ALBERT AVE, MILLTOWN, NJ 08850-1801
Document Number	0000107184
Book / Page	017722 / 001046
Instrument Date	Dec 9, 2019
Instrument	107184
Transaction Type	Transfer
Record Updated	Jan 8, 2020
Title Company	PROFESSIONAL ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ALBERT AVE MILLTOWN NJ 088501801, MILLTOWN, NJ 08850-1801

Mortgage

Document Number	107185
Date	Dec 17, 2019
Book Page	017722/001061
Instrument	107185

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,100 (-) Land $69,800 Building $89,300	$159,100 (-) Land $69,800 Building $89,300
2025	$11,059.00 (+2.91%)	$159,100 (-) Land $69,800 Building $89,300	$159,100 (-) Land $69,800 Building $89,300
2024	$10,746.00 (+2.32%)
2023		$159,100 Land $69,800 Building $89,300	$159,100 Land $69,800 Building $89,300
2022	$10,502.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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