109 Albert Ave, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 109 Albert Ave, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1954
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Jan 2019)
Tax Bill	$11,142 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00090-02-00019`

Property Details

APN / Parcel Number

Primary APN	`11-00090-02-00019`
Alternative APNs	`1100090000200019` `1100090B00019`

Interior

Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1100090B00019
Street Address	109 ALBERT AVE
City	MILLTOWN
State	NJ
Zip	08850-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	60X125
Legal Subdivision	MILLTOWN ESTATES
Legal Block	90.2
Legal Lot Number	19
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	5
Census Block	5014
Census Tract	6300

Owner

109 Albert Ave is owned and occupied by an individual who bought it in January 2019.

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	109 ALBERT AVE, MILLTOWN, NJ 08850-1801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 5, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2019	Deed, Transfer · FHA Mortgage UNITED MORTGAGE CORP
Jul 26, 2018	Grant Deed, Transfer FOUNDATION TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	2019921
Deed Book / Page	17391 / 995
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	109 ALBERT AVE, MILLTOWN, NJ 08850-1801
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ALBERT AVE, MILLTOWN, NJ 08850-1801

Mortgage

Document Number	0000013028
Date	Jan 31, 2022
Book Page	18812/1064
Instrument	2022013028

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	109 ALBERT AVE, MILLTOWN, NJ 08850-1801
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ALBERT AVE, MILLTOWN, NJ 08850-1801

Mortgage

Document Number	0000036755
Date	Jul 5, 2024
Book Page	19492/1191
Instrument	2024036755

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Nov 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	109 ALBERT AVE, MILLTOWN, NJ 08850-1801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SIGNATURE SETMNT & TTL AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068178
Date	Aug 26, 2019
Book Page	17596/1776
Instrument	2019068178

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 4, 2019
Property Address	109 ALBERT AVE, MILLTOWN, NJ 08850-1801
Document Number	201900000921
Book / Page	17391 / 0995
Map Reference	MAP 1838 FILE 534
Instrument Date	Dec 13, 2018
Instrument	201900000921
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,917.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 S MAIN ST, 76, MILLTOWN, NJ 08850-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ALBERT AVENUE, MILLTOWN, RI

Mortgage

Document Number	0000000922
Date	Jan 4, 2019
Book Page	17391/1001
Instrument	201900000922

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 26, 2018
Property Address	109 ALBERT AVE, MILLTOWN, NJ 08850-1801
Document Number	0000065508
Book / Page	017247 / 001792
Instrument Date	Jul 6, 2018
Instrument	65508
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Tax	$210.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	76 S MAIN ST MILLTOWN NJ 088501820, MILLTOWN, NJ 08850-1820

Tax Assessment & Valuation

The 2025 property tax bill for 109 Albert Ave was $11,142, up 2.9% from the year before.

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,300 (-) Land $69,800 Building $90,500	$160,300 (-) Land $69,800 Building $90,500
2025	$11,142.00 (+2.92%)	$160,300 Land $69,800 Building $90,500	$160,300 Land $69,800 Building $90,500
2024	$10,826.00
2023		$160,300 Land $69,800 Building $90,500	$160,300 Land $69,800 Building $90,500
2022	$10,581.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Albert Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Albert Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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