9495 Concord Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 9495 Concord Rd, Saint Cloud, FL 34773 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details1 bd · 1 ba · 728 sqft · built 1982
Lot Size1.17 acres (51,139 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Apr 2019)
Tax Bill$1,251 (2025)
Deeds & MortgagesMay 2019 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone A (high risk)
APN107294

Property Details

APN / Parcel Number

Primary APN107294
Alternative APN
  • 192733273000010190

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area728 sqft Heated Area
Gross Area1,688 sqft
1st Floor Area728 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1982
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area51,139 sqft (1.17 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Screened Porch
Porch Area720 sqft
Deck Area156 sqft
FenceFence
Shed1 Shed
Shed Area80 sqft
Utility Building56 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number107294
Street Address9495 CONCORD RD
CitySAINT CLOUD
StateFL
Zip34773-9652
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCANAVERAL ACRES #3 PB 2 PG 19 TRACT 19
Legal Range33E
Legal Township27S
Legal Section19
Legal SubdivisionCANAVERAL ACRES UN3
Legal Tract19
Legal Block1
Legal Lot Number19
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group3
Census Block3021
Census Tract43802

Owner

Source: Osceola County records · APN 107294

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9495 CONCORD RD, SAINT CLOUD, FL 34773-9652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2019Deed of Trust, Mortgage
R F A F INVESTMENTS LLC
Apr 12, 2019Warranty Deed, Transfer
RFAF INVS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2019 · Amount on Record
Deed SaleApr 12, 2019 · Amount on Record
Prior SaleMar 01, 2011 · Amount on Record
Deed Document Number2019046704
Deed Book / Page5506 / 2825
Record UpdatedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address9495 CONCORD RD, SAINT CLOUD, FL 34773-9652
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055192542
DateMay 06, 2019
Book Page5519/2542
Instrument2019058254
Lender
NameR F A F INVESTMENTS LLC
TypeNon-Lending Institution
AddressKISSIMMEE, FL 34743
Agreement
AmountAmount Recorded
Term239 Months
DueApr 10, 2039

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 12, 2019
Property Address9495 CONCORD RD, SAINT CLOUD, FL 34773-9652
Document Number0055062825
Book / Page005506 / 002825
Instrument DateApr 10, 2019
Instrument46704
Transaction TypeTransfer
Record UpdatedApr 26, 2019
Title CompanyA-Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 450756 KISSIMMEE FL 347450756, KISSIMMEE, FL 34745-0756

Mortgage

Document Number55062827
DateApr 12, 2019
Book Page005506/002827
Instrument46705
Lender
NameRFAF INVS LLC
Address3242 FAIRFIELD DR, KISSIMMEE, FL 34743-7938
Agreement
AmountAmount Recorded
Term240 Months
DueApr 11, 2039

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,251.00 (+12.6%) Homeowner's exemption$79,831 (+5.98%)$134,900 (+8.62%) Land $50,000 Building $84,900
2023$1,111.00 (+5.61%) Homeowner's exemption$75,323 (+3%)$124,200 (+39.86%) Land $45,000 Building $79,200
2022$1,052.00 Homeowner's exemption$73,130$88,800 Land $31,500 Building $57,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskVery High
above 94% of the US · above 89% of Florida
Wildfire LikelihoodAbout 1 in 60 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Concord Rd

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