9490 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9490 Duffield Rd, Gaines, MI 48436 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,530 sqft · built 2002
Lot Size	2.29 acres (99,970 sqft)
Owner	Individual Name on File
Last Sale	$150,800 (Jul 2007)
Tax Bill	$1,040 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-30-400-015`

Property Details

APN / Parcel Number

Primary APN	`10-30-400-015`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	99,970 sqft (2.29 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9490 DUFFIELD RD
City	GAINES
State	MI
Zip	48436-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND BEG N 1 DEG 53 MIN 30 SEC W 250 FT FROM SE COR OF SEC TH S 88 DEG 37 MIN 30 SEC W 500 FT TH N 1 DEG 53 MIN
Legal Range	05E
Legal Township	06N
Legal Section	30
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2006
Census Tract	12801

Owner

Source: Genesee County records · APN 10-30-400-015

Assessment roll updated October 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9490 DUFFIELD RD, GAINES, MI 48436-9639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2007 · Amount on Record
Deed Sale	Jul 30, 2007 · Amount on Record
Prior Sale	Apr 12, 2006 · Amount on Record
Deed Document Number	200760252
Prior Transfer Date	Apr 27, 2005
Prior Transfer Doc	0000045316
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9490 DUFFIELD RD, GAINES, MI 48436-9639
Transaction Type	Mortgage
Record Updated	Jun 02, 2023
Title Company	MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9490 DUFFIELD RD, GAINES, MI 48436-9639

Mortgage

Document Number	0000033600
Date	May 22, 2023
Instrument	202305220033600

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2038

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9490 DUFFIELD RD, GAINES, MI 48436-9639
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9490 DUFFIEID RD, GAINES, MI 48436-9639

Mortgage

Document Number	0000089987
Date	Nov 23, 2021
Instrument	202111230089987

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	217 Months
Due	Dec 01, 2039

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,040.00 (-72.43%) Homeowner's exemption	$138,200 (+6.06%)	$276,400 (+6.06%)
2024	$3,772.00 (+59.83%)
2023		$130,300	$260,600
2019	$2,360.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490128012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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