Washington County property record for 949 Main St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,964 sqft · built 1905 |
| Lot Size | 0.421 acres (18,338 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (May 2023) |
| Tax Bill | $637 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 000018460000 |
| Primary APN | 000018460000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,964 sqft Living Area |
| Gross Area | 2,223 sqft |
| 1st Floor Area | 1,908 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,338 sqft (0.421 acres) |
| Lot Dimensions | 147 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 949 MAIN ST |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 ORB 460 P 445 W1/2 OF BLK 7, AND W1/2 OF N.38 OF BLK 8, (ELE ORB 1273 P 213), (ELE ORB 1298 P 880DIE) |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | TOWN/CHIPLEY |
| Legal Block | 7,8 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970104 |
Source: Washington County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 949 MAIN ST, CHIPLEY, FL 32428-1929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 14, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 26, 2023 | Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Deed Document Number | 20233643 |
| Deed Book / Page | 1273 / 213 |
| Last Transfer Date | Mar 1, 2024 |
| Transfer Doc | 0067002070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Mar 14, 2024 |
| Property Address | 949 MAIN ST, CHIPLEY, FL 32428-1929 |
| Document Number | 0067002070 |
| Book / Page | 1298 / 880 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 202467002070 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 949 MAIN ST, CHIPLEY, FL 32428-1929 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 158, CHIPLEY, FL 32428-0158 |
| Mail Care Of | BUDDY ROD WHIDDEN |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | May 26, 2023 |
| Property Address | 949 MAIN ST, CHIPLEY, FL 32428-1929 |
| Document Number | 0067003643 |
| Book / Page | 1273 / 213 |
| Instrument Date | May 24, 2023 |
| Instrument | 202367003643 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | NORTHWEST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 949 MAIN ST, CHIPLEY, FL 32428-1929 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 158, CHIPLEY, FL 32428-0158 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $637.00 (+9.08%) Homeowner's exemption Widower's exemption | $79,740 (+2.9%) | $115,778 (-5.85%) Land $23,750 Building $92,028 |
| 2024 | $584.00 (+6.96%) Homeowner's exemption | $77,493 (+3%) | $122,974 (+21.22%) Land $18,750 Building $104,224 |
| 2023 | $546.00 (-13.06%) Homeowner's exemption | $75,236 (+3%) | $101,448 (+10.82%) Land $18,750 Building $82,698 |
| 2022 | $628.00 Homeowner's exemption | $73,045 | $91,544 Land $16,250 Building $75,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2013–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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