946 Main St, Chipley, FL 32428 Property Records

Washington County property record for 946 Main St, Chipley, FL 32428

Property Summary

Property Type	Office Building
Details	1,952 sqft · built 1941
Lot Size	0.24 acres (10,497 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Sep 2017)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Sep 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000018890000`

Property Details

APN / Parcel Number

Primary APN	`000018890000`
Alternative APN	`18890000`

Interior

Total Rooms	9 Rooms
Building Area	1,952 sqft Total Area
Gross Area	2,390 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,497 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Porch	Porch
Porch Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000018890000
Street Address	946 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1926
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	4 4 13 LOT 2 ORB 1099 P 20
Legal Range	13W
Legal Township	04N
Legal Section	04
Legal Subdivision	L W MORDT PLAT/CHIPLEY
Legal Block	1889
Legal Lot Number	2
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2036
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1508, MARIANNA, FL 32447-5508
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Intrafamily Transfer, Transfer · Line of Credit COMMUNITY SOUTH CU
Sep 7, 2017	Warranty Deed, Transfer · Line of Credit PEOPLESSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017 · Amount on Record
Deed Sale	Sep 7, 2017 · Amount on Record
Prior Sale	Sep 7, 2017 · Amount on Record
Deed Document Number	0067006206
Deed Book / Page	1099 / 020
Last Transfer Date	Oct 6, 2017
Transfer Doc	0067006859
Record Updated	Jun 8, 2026

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Oct 6, 2017
Property Address	946 MAIN ST, CHIPLEY, FL 32428-1926
Document Number	0067006859
Book / Page	1101 / 305
Instrument Date	Oct 5, 2017
Instrument	201767006859
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 MAIN ST, CHIPLEY, FL 32428-2463

Mortgage

Document Number	0000000307
Date	Oct 6, 2017
Instrument	1101/307

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2037

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 7, 2017
Property Address	946 MAIN ST, CHIPLEY, FL 32428-1926
Document Number	0067006206
Book / Page	1099 / 020
Instrument Date	Aug 31, 2017
Instrument	201767006206
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE & TRUST C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	946 MAIN ST, 946, CHIPLEY, FL 32428-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1508, MARIANNA, FL 32447-5508

Mortgage

Document Number	0000000010
Date	Sep 7, 2017
Instrument	1099/010

Lender

Name	PEOPLESSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 31, 2018

Mortgage

Document Number	0067006207
Date	Sep 7, 2017
Book Page	1099/021
Instrument	201767006207

Lender

Name	PEOPLESSOUTH BANK
Type	Bank
Address	MARIANNA, FL 32447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2037

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,562.00 (+2.52%)	$122,903 (+0.65%) Land $21,000 Building $101,903	$122,903 (+0.65%) Land $21,000 Building $101,903
2024	$2,499.00 (+0.97%)	$122,114 (-) Land $21,000 Building $101,114	$122,114 (-) Land $21,000 Building $101,114
2023	$2,475.00 (+10.15%)	$122,114 (+12.75%) Land $21,000 Building $101,114	$122,114 (+12.75%) Land $21,000 Building $101,114
2022	$2,247.00	$108,309 Land $21,000 Building $87,309	$108,309 Land $21,000 Building $87,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

946 Main St, Chipley, FL 32428 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number