949 Fall Ridge Way, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 949 Fall Ridge Way, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,406 sqft · built 1970
Lot Size	0.196 acres (8,518 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Oct 2006)
Tax Bill	$4,798 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-04425650`

Property Details

APN / Parcel Number

Primary APN	`04-295-04425650`
Alternative APNs	`429504425650` `29504425650`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,406 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,518 sqft (0.196 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	168 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29504425650
Street Address	949 FALL RIDGE WAY
City	GAMBRILLS
State	MD
Zip	21054-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 56 SC 7 PL B FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	3
Legal Lot Number	56
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3000
Census Tract	740800

Owner

949 Fall Ridge Way is owned and occupied by two individuals who bought it in October 2006.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	949 FALL RIDGE WAY, GAMBRILLS, MD 21054-1452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Nov 10, 2016	Deed of Trust, Mortgage GREENLIGHT LOANS
Nov 10, 2016	Deed of Trust, Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2006 · Amount on File
Deed Sale	Oct 5, 2006 · Amount on File
Prior Sale	Oct 1, 1991 · Amount on File
Deed Document Number	200612814
Deed Book / Page	18341 / 242
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	949 FALL RIDGE WAY, GAMBRILLS, MD 21054-1452
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0377970416
Date	Oct 28, 2021
Book Page	37797/416

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	949 FALL RIDGE WAY, GAMBRILLS, MD 21054-1452
Document Number	0305380453
Book / Page	030538 / 000453
Instrument Date	Nov 10, 2016
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 FALL RIDGE WAY GAMBRILLS MD 210541452, GAMBRILLS, MD 21054-1452

Mortgage

Document Number	0305380453
Date	Jan 17, 2017
Book Page	030538/000453

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	949 FALL RIDGE WAY, GAMBRILLS, MD 21054-1452
Document Number	0305390453
Book / Page	030539 / 000453
Instrument Date	Nov 10, 2016
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 FALL RIDGE WAY GAMBRILLS MD 210541452, GAMBRILLS, MD 21054-1452

Mortgage

Document Number	0305390453
Date	Jan 17, 2017
Book Page	030539/000453

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 949 Fall Ridge Way was $4,798 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,033	$535,300 Land $285,800 Building $249,500
2025	$4,798.00
2023	$4,093.00 Homeowner's exemption	$411,733	$452,400 Land $223,500 Building $228,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 949 Fall Ridge Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 949 Fall Ridge Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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