948 Fall Ridge Way, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 948 Fall Ridge Way, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,832 sqft · built 1970
Lot Size	0.225 acres (9,792 sqft)
Owner	2 Individual Names on File
Last Sale	$427,500 (Dec 2020)
Tax Bill	$5,359 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-04535106`

Property Details

APN / Parcel Number

Primary APN	`04-295-04535106`
Alternative APNs	`4-295-04535106` `29504535106`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	1,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,792 sqft (0.225 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29504535106
Street Address	948 FALL RIDGE WAY
City	GAMBRILLS
State	MD
Zip	21054-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 18 SC 7 PL B FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	3
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3000
Census Tract	740800

Owner

948 Fall Ridge Way is owned and occupied by two individuals who bought it in December 2020.

Source: Anne Arundel County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	948 FALL RIDGE WAY, GAMBRILLS, MD 21054-1454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Dec 4, 2020	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 23, 2017	Grant Deed, Transfer · FHA Mortgage FIRST HM MTG CORP
May 17, 2017	Grant Deed, Transfer GOLD STAR TITLE CORPORATION, GOLD STAR TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Oct 23, 2017 · Amount on File
Deed Book / Page	35735 / 299
Transfer Doc	0145650666
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	948 FALL RIDGE WAY, GAMBRILLS, MD 21054-1454
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353100276
Date	Oct 1, 2020
Book Page	35310/276

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 4, 2020
Property Address	948 FALL RIDGE WAY, GAMBRILLS, MD 21054-1454
Document Number	0357350299
Book / Page	35735 / 299
Map Reference	MB 40 PL 27
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,343.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	948 FALL RIDGE WAY, GAMBRILLS, MD 21054-1454

Mortgage

Document Number	0035735308
Date	Dec 4, 2020
Instrument	35735/308

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 23, 2017
Property Address	948 FALL RIDGE WAY, GAMBRILLS, MD 21054-1454
Document Number	0314840153
Book / Page	031484 / 000153
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	LEGENDS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	948 FALL RIDGE WAY GAMBRILLS MD 210541454, GAMBRILLS, MD 21054-1454

Mortgage

Document Number	314840157
Date	Oct 23, 2017
Book Page	031484/000157

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 17, 2017
Property Address	948 FALL RIDGE WAY, GAMBRILLS, MD 21054-1454
Document Number	0309400368
Book / Page	030940 / 000368
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	GOLD STAR TITLE CORPORATION, GOLD STAR TITLE CORP

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 SECOND ST GAMBRILLS MD 210541020, GAMBRILLS, MD 21054-1020

Tax Assessment & Valuation

The 2025 property tax bill for 948 Fall Ridge Way was $5,359, up 6.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,667 (+6.23%)	$527,000 (+18.69%) Land $290,200 Building $236,800
2025	$5,359.00 (+6.06%)	$444,000 Land $227,300 Building $216,700	$444,000 Land $227,300 Building $216,700
2024	$5,053.00 (+19.48%)
2023	$4,229.00	$387,333	$444,000 Land $227,300 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 948 Fall Ridge Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Fall Ridge Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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