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949 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 949 E Main St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property TypeOffice Building
Details728 sqft · built 2020
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$2,000,000 (Nov 2022)
Tax Bill$1,610 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN146P F 026 C001

Property Details

APN / Parcel Number

Primary APN146P F 026 C001
Alternative APN
  • 0000389608

Interior

Stories1 Story
Building Area728 sqft Total Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Roof TypeWood Truss
Lot Area43,560 sqft

Location & Zoning

Account Number0000389608
Street Address949 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37408-1524
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionWEST RIDGE ON MAIN LT 376 ORANGE GROVE BUILDING 1A COMMERCIAL UNIT PB 114 PG 131 OUT OF 146P F 026 FOR 2020
Legal SubdivisionORANGE GROVE
Legal Lot Number376
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1039
Census Tract1400

Owner

Source: Hamilton County records · APN 146P F 026 C001

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address621 N WATAUGA LN, LOOKOUT MOUNTAIN, TN 37350-1175
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2022 · Amount on Record
Deed SaleNov 17, 2022 · Amount on Record
Deed Document Number2022111700033
Deed Book / Page13145 / 54
Record UpdatedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 17, 2022
Property Address949 E MAIN ST, CHATTANOOGA, TN 37408-1524
Document Number0000000033
Book / Page13145 / 54
Map ReferenceMB 12240 PG 696
Instrument DateNov 07, 2022
Instrument2022111700033
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 N WATAVGA LN, LOOKOUT MOUNTAIN, TN 37350-1175

Mortgage

Document Number0131450059
DateNov 17, 2022
Instrument13145-0059
Lender
NameCAPSTAR BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,610.00 (-8.99%)$106,240 (+34.34%)$265,600 (+34.34%) Land $130,000 Building $135,600
2024$1,769.00$79,080 (-)$197,700 (-) Land $103,000 Building $94,700
2023$1,769.00$79,080 (-)$197,700 (-) Land $103,000 Building $94,700
2022$1,769.00$79,080$197,700 Land $103,000 Building $94,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650014001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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