Hamilton County property record for 921 E Main St, Chattanooga, TN 37408 · Last verified August 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,200 sqft · built 1977 |
| Lot Size | 0.531 acres (23,135 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,025,000 (Sep 2025) |
| Tax Bill | $5,843 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Construction Loan Apr 2022 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146P F 028.01 |
| Primary APN | 146P F 028.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,200 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 23,135 sqft (0.531 acres) |
| Lot Dimensions | 132 ft deep x 180 ft wide |
| Total Buildings | 2 Buildings |
| Account Number | 0000125575 |
|---|---|
| Street Address | 921 E MAIN ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-1524 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LTS 372 373 PT LTS 370 371 ORANGE GROVE PB 3 PG 39 |
| Legal Subdivision | ORANGE GROVE |
| Legal Lot Number | 372,373 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 1400 |
Source: Hamilton County records · APN 146P F 028.01
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 822 E MAIN ST, CHATTANOOGA, TN 37408-1428 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 11, 2025 | Special Warranty Deed, Construction Loan · Construction Mortgage FIRST CITIZENS NATIONAL BANK |
| Apr 19, 2022 | Warranty Deed, Construction Loan · Construction Mortgage CAPSTAR BANK |
| Apr 19, 2022 | Quit Claim Deed, Transfer FIRST TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on Record |
| Deed Sale | Sep 11, 2025 · Amount on Record |
| Prior Sale | Apr 19, 2022 · Amount on Record |
| Deed Document Number | 2025113 |
| Deed Book / Page | 14041 / 926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 11, 2025 |
| Property Address | 921 E MAIN ST, CHATTANOOGA, TN 37408-1524 |
| Document Number | 0000000113 |
| Book / Page | 14041 / 926 |
| Map Reference | MB 3 PG 39 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025091100113 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 01, 2026 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,792.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 E MAIN ST, CHATTANOOGA, TN 37408-1428 |
| Document Number | 0014041929 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 14041/929 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Mar 10, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 19, 2022 |
| Property Address | 921 E MAIN ST, CHATTANOOGA, TN 37408-1524 |
| Document Number | 0000000244 |
| Book / Page | 12927 / 60 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022041900244 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 01, 2026 |
| Title Company | FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,585.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 921 E MAIN ST, CHATTANOOGA, TN 37408-1524 |
| Document Number | 0001292766 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 12927/66 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 19, 2022 |
| Property Address | 921 E MAIN ST, CHATTANOOGA, TN 37408-1524 |
| Document Number | 0000000245 |
| Book / Page | 12927 / 63 |
| Map Reference | MB 03 PG 39 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022041900245 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Title Company | FIRST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 921 E MAIN ST, CHATTANOOGA, TN 37408-1524 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,843.00 (+27.24%) | $385,520 (+87.8%) | $963,800 (+87.8%) Land $543,500 Building $420,300 |
| 2024 | $4,592.00 | $205,280 (-) | $513,200 (-) Land $405,300 Building $107,900 |
| 2023 | $4,592.00 | $205,280 (-) | $513,200 (-) Land $405,300 Building $107,900 |
| 2022 | $4,592.00 | $205,280 | $513,200 Land $405,300 Building $107,900 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650014001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 3 (1990–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1997, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Electric Power Board of Chattanooga, Tennessee | Fiber | 100,000 / 100,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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