949 E Happy Sac Rd, Union, MO 63084 Property Records

Franklin County property record for 949 E Happy Sac Rd, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,190 sqft · built 1998
Lot Size	26.2 acres (1,145,628 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,230 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-6-23.0-0-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`22-6-23.0-0-000-003.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	1,145,628 sqft (26.2 acres)
Patio Area	120 sqft
Lean-To	400 sqft
Utility Building	336 sqft

Location & Zoning

Street Address	949 E HAPPY SAC RD
City	UNION
State	MO
Zip	63084-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	PT W NE,LYING N OF E HAPPY SAC RD
Legal Range	01W
Legal Township	42
Legal Section	23
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2037
Census Tract	800903

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	949 E HAPPY SAC RD, UNION, MO 63084-4109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2017	Deed of Trust, Mortgage BANK OF SULLIVAN
Feb 24, 2017	Warranty Deed, Transfer HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2016
Deed Sale	Jun 17, 2016
Deed Document Number	1608737
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	949 E HAPPY SAC RD, UNION, MO 63084-4109
Document Number	0000005615
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	949 E HAPPY SAC RD UNION MO 630844109, UNION, MO 63084-4109

Mortgage

Document Number	0000005615
Date	Apr 18, 2017
Instrument	5615

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 24, 2017
Property Address	949 E HAPPY SAC RD, UNION, MO 63084-4109
Document Number	0000002739
Instrument Date	Feb 24, 2017
Instrument	2739
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 KELLY ST PANAMA CITY BEACH FL 324131270, PANAMA CITY BEACH, FL 32413-1270

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,230.00 (+26.62%)	$53,383 (+16.02%)	$284,740 (+15.56%) Land $22,930 Building $261,810
2023	$2,551.00 (-3.04%)	$46,013	$246,400 Land $17,930 Building $228,470
2022	$2,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Bays-ET Highspeed, BlueBit Networks.

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