Cheboygan County property record for 949 Division St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,000 (Feb 2021) |
| Tax Bill | $904 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-031-101-003-01 |
| Primary APN | 054-031-101-003-01 |
|---|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Street Address | 949 DIVISION ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT A PTE 198FT E OF SE ANG OF WESTERN & DIVISION STS, TH E ALG DIVISION ST 66FT; TH S AT R/A 120FT; TH W AT R/A 66FT; TH |
| Legal Range | 01W |
| Legal Township | 066 |
| Legal Section | 31 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 960200 |
949 Division St is owned and occupied by an individual who bought it in February 2021.
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 949 DIVISION ST, CHEBOYGAN, MI 49721-1561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on File |
| Deed Sale | Feb 5, 2021 · Amount on File |
| Prior Sale | Aug 21, 2013 · Amount on File |
| Deed Book / Page | 1439 / 631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Feb 5, 2021 |
| Property Address | 949 DIVISION ST, CHEBOYGAN, MI 49721-1561 |
| Document Number | 001439/631 |
| Book / Page | 1439 / 631 |
| Instrument Date | Jan 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1105 MACKINAW AVE, CHEBOYGAN, MI 49721-1093 |
| Document Number | 0001439633 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 1439/633 |
| Name | 4FRONT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 949 Division St was $904 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,200 | $78,400 | |
| 2025 | $904.00 | ||
| 2023 | $24,900 | $49,800 | |
| 2022 | $733.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 949 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 949 Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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