925 Division St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 925 Division St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Aug 2022)
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054-031-101-008-00`

Property Details

APN / Parcel Number

Primary APN	`054-031-101-008-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	925 DIVISION ST
City	CHEBOYGAN
State	MI
Zip	49721-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON S LI OF DIVISION ST AT A PTE 484FT E OF SE ANGLE OF WESTERN AVE & DIVISION ST; TH E ALG SD ST 66FT; TH S AT R/A 120FT;
Legal Range	01W
Legal Township	066
Legal Section	31
Legal Subdivision	NW4 S31T38NR1W
Legal Block	2
Legal Lot Number	1,66F
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	3
Census Block	3025
Census Tract	960200

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	925 DIVISION ST, CHEBOYGAN, MI 49721-1561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Aug 15, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Aug 15, 2022
Deed Book / Page	1491 / 358
Prior Transfer Date	Aug 10, 2022
Prior Transfer Doc	001490/773
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 23, 2022
Property Address	925 DIVISION ST, CHEBOYGAN, MI 49721-1561
Document Number	001491/358
Book / Page	1491 / 358
Instrument Date	Aug 18, 2022
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 HOWARD ST, CHEBOYGAN, MI 49721-1484

Mortgage

Document Number	0000001491/0000000360
Date	Aug 23, 2022
Book Page	0000001491/0000000360

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 15, 2022
Property Address	925 DIVISION ST, CHEBOYGAN, MI 49721-1561
Document Number	001490/773
Book / Page	1490 / 773
Instrument Date	Aug 10, 2022
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 FREMONT ST, CHEBOYGAN, MI 49721-1440

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,900 (+16.78%)	$137,800 (+16.78%)
2025	$1,425.00 (+0.78%) Homeowner's exemption	$59,000 (+35.94%)	$118,000 (+35.94%)
2024	$1,414.00 (+48.22%)
2023		$43,400	$86,800
2022	$954.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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